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Single Family ResidenceResidential
$144,330$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jan 8, 2026

20 ROSE TRL

ANDOVER, NJ 07821
0
Baths
659 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,225 ft²
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$144K
$130K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jan 8, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,330
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,464

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,445 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Byram Intermediate SchoolB+
Middle · Grades 5–8 · 2.2 mi
E
Byram Lakes Elementary SchoolB
Elementary · Grades PK–4 · 2.3 mi
H
Lenape Valley Regional High SchoolC
High · Grades 9–12 · 3.1 mi

District: Byram Township School District

Neighborhood · ZIP 07821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.11,080
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.246 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$159,119
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rose Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Andover 07821
  • Costs less per square foot than 87% of homes in Andover 07821
  • Smaller than 98% of homes in Andover 07821
  • Has a smaller lot than 96% of homes in Andover 07821
  • Older than 66% of homes in Andover 07821

What homes are worth in Andover 07821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$1M

This home is worth less than almost all homes in Andover 07821.

How it measures up in Andover 07821

The dot is this home. The mark in the middle is the typical home in Andover 07821.

Estimated value$144,330
CheaperTypical $513,963Pricier

Cheaper than almost all homes nearby

Price per ft²$219
CheaperTypical $285Pricier

Pricier than 13% of homes nearby

Living area659 ft²
SmallerTypical 1,860 ft²Bigger

Bigger than 2% of homes nearby

Lot size4,225 ft²
SmallerTypical 0.5 acBigger

Bigger than 4% of homes nearby

Year built1965
OlderTypical 1973Newer

Newer than 34% of homes nearby

How 20 Rose Trl ranks against every home in each area.
MeasureThis homeAndover 07821Sussex County
Estimated valuepricier than$144,330almost no homes2% of homes
Price per ft²pricier than$21913% of homes15% of homes
Living areabigger than659 ft²2% of homes4% of homes
Lot sizebigger than4,225 ft²4% of homes13% of homes
Year builtnewer than196534% of homes40% of homes

About 20 Rose Trl

How much is 20 Rose Trl, Andover, NJ worth?

The TopHap Estimate for 20 Rose Trl, Andover, NJ is $144,330 as of Jul 14, 2026. The likely range is $129,683 to $158,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rose Trl, Andover, NJ last sell?

20 Rose Trl, Andover, NJ last sold on Jan 8, 2026 for $140,000, according to the county's recorded deed.

How big is 20 Rose Trl, Andover, NJ?

20 Rose Trl, Andover, NJ has 659 square feet of living space and a 0.10-acre lot.

When was 20 Rose Trl, Andover, NJ built?

20 Rose Trl, Andover, NJ was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 20 Rose Trl, Andover, NJ?

20 Rose Trl, Andover, NJ is assigned to Byram Intermediate School (middle), rated B+; Byram Lakes Elementary School (elementary), rated B; Lenape Valley Regional High School (high), rated C. All sit in Byram Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rose Trl, Andover, NJ compare to other homes in Andover 07821?

Among the 3,729 homes in Andover 07821, it is worth more than almost none of them ($144,330 against a typical $513,963), its price per square foot is higher than 13% of them ($219 against a typical $285), it is bigger than 2% of them (659 ft² against a typical 1,860 ft²), its lot is bigger than 4% of them (4,225 ft² against a typical 0.5 ac) and it is newer than 34% of them (1965 against a typical 1973). Measured against all of Sussex County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Rose Trl, Andover, NJ?

The 2025 property tax bill for 20 Rose Trl, Andover, NJ was $4,445. The county assessed it at $110,600.

More homes on Rose Trl

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More homes in Andover 07821

Assigned schools

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