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Single Family ResidenceResidential
$920,009$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $390,000 on Mar 28, 2017

20 RUTH CT

RIVERHEAD, NY 11901
3
Beds
3.5
Baths
4,249 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$920K
$846K low$994K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$390,000 · Mar 28, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$490,759
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$392,607
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$429,250
CLIFFCO INC · R · recorded Jun 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,102 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,661 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,661
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$853,689

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.56
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Aquebogue Elementary SchoolD+
Elementary · Grades PK–5 · 0.9 mi
M
Riverhead Middle SchoolD
Middle · Grades 6–8 · 1.9 mi
H
Riverhead Senior High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Riverhead Central School District

Neighborhood · ZIP 11901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,609
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,711
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ruth Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Riverhead
  • Among the lowest price per square foot in Riverhead
  • Among the largest homes in Riverhead
  • Has a bigger lot than 85% of homes in Riverhead
  • Newer than 93% of homes in Suffolk County

What homes are worth in Riverhead 11901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$351K$1.8M

This home is worth more than 84% of homes in Riverhead 11901.

How it measures up in Riverhead 11901

The dot is this home. The mark in the middle is the typical home in Riverhead 11901.

Estimated value$920,009
CheaperTypical $634,034Pricier

Pricier than 84% of homes nearby

Price per ft²$217
CheaperTypical $424Pricier

Cheaper than almost all homes nearby

Living area4,249 ft²
SmallerTypical 1,374 ft²Bigger

Bigger than almost all homes nearby

Lot size0.56 ac
SmallerTypical 0.32 acBigger

Bigger than 76% of homes nearby

Year built2004
OlderTypical 1991Newer

Newer than 83% of homes nearby

How 20 Ruth Ct ranks against every home in each area.
MeasureThis homeRiverheadRiverhead 11901Suffolk County
Estimated valuepricier than$920,00993% of homes84% of homes76% of homes
Price per ft²pricier than$217almost no homesalmost no homesalmost no homes
Living areabigger than4,249 ft²almost all homesalmost all homes97% of homes
Lot sizebigger than0.56 ac85% of homes76% of homes80% of homes
Year builtnewer than200483% of homes83% of homes93% of homes

About 20 Ruth Ct

How much is 20 Ruth Ct, Riverhead, NY worth?

The TopHap Estimate for 20 Ruth Ct, Riverhead, NY is $920,009 as of Jul 14, 2026. The likely range is $845,747 to $994,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ruth Ct, Riverhead, NY last sell?

20 Ruth Ct, Riverhead, NY last sold on Mar 28, 2017 for $390,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20 Ruth Ct, Riverhead, NY?

20 Ruth Ct, Riverhead, NY has 3 bedrooms, 3.5 bathrooms, 4,249 square feet of living space and a 0.56-acre lot.

When was 20 Ruth Ct, Riverhead, NY built?

20 Ruth Ct, Riverhead, NY was built in 2004, making it 22 years old. It is a colonial home. The building has 2 stories.

What schools serve 20 Ruth Ct, Riverhead, NY?

20 Ruth Ct, Riverhead, NY is assigned to Aquebogue Elementary School (elementary), rated D+; Riverhead Middle School (middle), rated D; Riverhead Senior High School (high), rated C-. All sit in Riverhead Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ruth Ct, Riverhead, NY compare to other homes in Riverhead 11901?

Among the 9,704 homes in Riverhead 11901, it is worth more than 84% of them ($920,009 against a typical $634,034), its price per square foot is higher than almost none of them ($217 against a typical $424), it is bigger than almost all of them (4,249 ft² against a typical 1,374 ft²), its lot is bigger than 76% of them (0.56 ac against a typical 0.32 ac) and it is newer than 83% of them (2004 against a typical 1991). Measured against all of Suffolk County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ruth Ct, Riverhead, NY?

The 2024 property tax bill for 20 Ruth Ct, Riverhead, NY was $14,102. The county assessed it at $69,661.

More homes on Ruth Ct

Closest homes

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Assigned schools

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