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Single Family ResidenceResidential
$700,250$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

20 S RUBY ST

BOISE, ID 83706
3
Beds
2.5
Baths
2,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$700K
$665K low$735K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$402,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$321,800
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,000
WATERSTONE MORTGAGE · R · recorded Sep 21, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIBANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,277 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$742,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$632,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$742,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyADA
Lot (acres)The size of the land the home sits on, from county records.0.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 68 ft²Patio · 68 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Junior High SchoolD+
Middle · Grades 7–9 · 0.5 mi
E
Jefferson Elementary SchoolC
Elementary · Grades PK–6 · 0.6 mi
H
Borah Senior High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Boise City Independent School District 1

Neighborhood · ZIP 83706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.37,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,927 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,866
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,193
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 S Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Depot Bench
  • Costs less per square foot than 87% of homes in Boise 83706
  • Bigger than 87% of homes in Boise 83706
  • Has a smaller lot than 84% of homes in Depot Bench
  • Newer than 92% of homes in Depot Bench

What homes are worth in Boise 83706

Each bar is how many homes fall in that price range. The marker is this home.

This home
$287K$1.3M

This home is worth more than 81% of homes in Boise 83706.

How it measures up in Boise 83706

The dot is this home. The mark in the middle is the typical home in Boise 83706.

Estimated value$700,250
CheaperTypical $507,908Pricier

Pricier than 81% of homes nearby

Price per ft²$276
CheaperTypical $334Pricier

Pricier than 13% of homes nearby

Living area2,540 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 27% of homes nearby

Year built2005
OlderTypical 1980Newer

Newer than 90% of homes nearby

How 20 S Ruby St ranks against every home in each area.
MeasureThis homeDepot BenchBoise 83706Ada County
Estimated valuepricier than$700,25087% of homes81% of homes74% of homes
Price per ft²pricier than$27624% of homes13% of homes37% of homes
Living areabigger than2,540 ft²86% of homes87% of homes75% of homes
Lot sizebigger than0.13 ac16% of homes27% of homes18% of homes
Year builtnewer than200592% of homes90% of homes61% of homes

About 20 S Ruby St

How much is 20 S Ruby St, Boise, ID worth?

The TopHap Estimate for 20 S Ruby St, Boise, ID is $700,250 as of Jun 23, 2026. The likely range is $665,237 to $735,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 S Ruby St, Boise, ID last sell?

20 S Ruby St, Boise, ID last sold on Feb 7, 2019, according to the county's recorded deed.

How big is 20 S Ruby St, Boise, ID?

20 S Ruby St, Boise, ID has 3 bedrooms, 2.5 bathrooms, 2,540 square feet of living space and a 0.13-acre lot.

When was 20 S Ruby St, Boise, ID built?

20 S Ruby St, Boise, ID was built in 2005, making it 21 years old. It is a bi-level home. The building has 2 stories.

What schools serve 20 S Ruby St, Boise, ID?

20 S Ruby St, Boise, ID is assigned to South Junior High School (middle), rated D+; Jefferson Elementary School (elementary), rated C; Borah Senior High School (high), rated B+. All sit in Boise City Independent School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 S Ruby St, Boise, ID compare to other homes in Boise 83706?

Among the 10,661 homes in Boise 83706, it is worth more than 81% of them ($700,250 against a typical $507,908), its price per square foot is higher than 13% of them ($276 against a typical $334), it is bigger than 87% of them (2,540 ft² against a typical 1,586 ft²), its lot is bigger than 27% of them (0.13 ac against a typical 0.17 ac) and it is newer than 90% of them (2005 against a typical 1980). Measured against all of Ada County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 S Ruby St, Boise, ID?

The 2025 property tax bill for 20 S Ruby St, Boise, ID was $4,277. The county assessed it at $742,200.

More homes on S Ruby St

Closest homes

More homes in Boise 83706

Assigned schools

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