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Single Family ResidenceResidential
$191,518$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20185 RICHARD AVE

SOUTH BEND, IN 46637
4
Beds
2 / 1
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$192K
$164K low$220K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,518
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,214

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,598 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$239,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.65
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Darden Elementary SchoolD+
Elementary · Grades PK–5 · 1.7 mi
M
Jefferson Traditional SchoolC-
Middle · Grades 6–8 · 4.8 mi
H
Adams High SchoolC+
High · Grades 9–12 · 5.2 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,130
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,927 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,345
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,215
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20185 Richard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 85% of homes in South Bend 46637

What homes are worth in South Bend 46637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$923K

This home is worth more than 36% of homes in South Bend 46637.

How it measures up in South Bend 46637

The dot is this home. The mark in the middle is the typical home in South Bend 46637.

Estimated value$191,518
CheaperTypical $238,883Pricier

Pricier than 36% of homes nearby

Price per ft²$147
CheaperTypical $158Pricier

Pricier than 41% of homes nearby

Living area1,306 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.65 ac
SmallerTypical 0.34 acBigger

Bigger than 85% of homes nearby

Year built1967
OlderTypical 1969Newer

Newer than 46% of homes nearby

How 20185 Richard Ave ranks against every home in each area.
MeasureThis homeSouth Bend 46637St. Joseph County
Estimated valuepricier than$191,51836% of homes43% of homes
Price per ft²pricier than$14741% of homes48% of homes
Living areabigger than1,306 ft²40% of homes42% of homes
Lot sizebigger than0.65 ac85% of homes83% of homes
Year builtnewer than196746% of homes59% of homes

About 20185 Richard Ave

How much is 20185 Richard Ave, South Bend, IN worth?

The TopHap Estimate for 20185 Richard Ave, South Bend, IN is $191,518 as of Jul 14, 2026. The likely range is $163,517 to $219,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20185 Richard Ave, South Bend, IN last sell?

20185 Richard Ave, South Bend, IN last sold on Feb 9, 2026, according to the county's recorded deed.

How big is 20185 Richard Ave, South Bend, IN?

20185 Richard Ave, South Bend, IN has 4 bedrooms, 2 bathrooms, 1,306 square feet of living space and a 0.65-acre lot.

When was 20185 Richard Ave, South Bend, IN built?

20185 Richard Ave, South Bend, IN was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 20185 Richard Ave, South Bend, IN?

20185 Richard Ave, South Bend, IN is assigned to Darden Elementary School (elementary), rated D+; Jefferson Traditional School (middle), rated C-; Adams High School (high), rated C+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20185 Richard Ave, South Bend, IN compare to other homes in South Bend 46637?

Among the 6,269 homes in South Bend 46637, it is worth more than 36% of them ($191,518 against a typical $238,883), its price per square foot is higher than 41% of them ($147 against a typical $158), it is bigger than 40% of them (1,306 ft² against a typical 1,436 ft²), its lot is bigger than 85% of them (0.65 ac against a typical 0.34 ac) and it is newer than 46% of them (1967 against a typical 1969). Measured against all of St. Joseph County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20185 Richard Ave, South Bend, IN?

The 2024 property tax bill for 20185 Richard Ave, South Bend, IN was $2,598. The county assessed it at $320,100.

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Assigned schools

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See this home in context

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