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Single Family ResidenceResidential
$255,778$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2020 RUIDOSO DR

WACO, TX 76712
3
Beds
2
Baths
1,529 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$256K
$240K low$271K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,972
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,178
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
FIRST CENTRAL CU · recorded Sep 23, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,806
CENTRAL NAT'L BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,747 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,585 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,077
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,150

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLennan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hewitt Elementary SchoolA-
Elementary · Grades PK–5 · 0.4 mi
M
Midway Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
H
Midway High SchoolA-
High · Grades 9–12 · 0.9 mi

District: Midway Independent School District

Neighborhood · ZIP 76712These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.544 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,095
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2020 Ruidoso Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Woodway 76712
  • Costs less per square foot than 75% of homes in West Waco
  • Smaller than 86% of homes in Woodway 76712
  • Has a smaller lot than 75% of homes in Woodway 76712
  • Older than 79% of homes in West Waco

What homes are worth in Woodway 76712

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$1.1M

This home is worth more than 11% of homes in Woodway 76712.

How it measures up in Woodway 76712

The dot is this home. The mark in the middle is the typical home in Woodway 76712.

Estimated value$255,778
CheaperTypical $363,124Pricier

Pricier than 11% of homes nearby

Price per ft²$167
CheaperTypical $175Pricier

Pricier than 36% of homes nearby

Living area1,529 ft²
SmallerTypical 2,133 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.22 ac
SmallerTypical 0.31 acBigger

Bigger than 25% of homes nearby

Year built1986
OlderTypical 1992Newer

Newer than 43% of homes nearby

How 2020 Ruidoso Dr ranks against every home in each area.
MeasureThis homeWest WacoWoodway 76712McLennan County
Estimated valuepricier than$255,77816% of homes11% of homes44% of homes
Price per ft²pricier than$16725% of homes36% of homes51% of homes
Living areabigger than1,529 ft²18% of homes14% of homes43% of homes
Lot sizebigger than0.22 ac49% of homes25% of homes36% of homes
Year builtnewer than198621% of homes43% of homes58% of homes

About 2020 Ruidoso Dr

How much is 2020 Ruidoso Dr, Waco, TX worth?

The TopHap Estimate for 2020 Ruidoso Dr, Waco, TX is $255,778 as of Jul 14, 2026. The likely range is $240,222 to $271,334. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2020 Ruidoso Dr, Waco, TX last sell?

2020 Ruidoso Dr, Waco, TX last sold on Jan 1, 1990, according to the county's recorded deed.

How big is 2020 Ruidoso Dr, Waco, TX?

2020 Ruidoso Dr, Waco, TX has 3 bedrooms, 2 bathrooms, 1,529 square feet of living space and a 0.22-acre lot.

When was 2020 Ruidoso Dr, Waco, TX built?

2020 Ruidoso Dr, Waco, TX was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 2020 Ruidoso Dr, Waco, TX?

2020 Ruidoso Dr, Waco, TX is assigned to Hewitt Elementary School (elementary), rated A-; Midway Middle School (middle), rated B-; Midway High School (high), rated A-. All sit in Midway Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2020 Ruidoso Dr, Waco, TX compare to other homes in Woodway 76712?

Among the 9,561 homes in Woodway 76712, it is worth more than 11% of them ($255,778 against a typical $363,124), its price per square foot is higher than 36% of them ($167 against a typical $175), it is bigger than 14% of them (1,529 ft² against a typical 2,133 ft²), its lot is bigger than 25% of them (0.22 ac against a typical 0.31 ac) and it is newer than 43% of them (1986 against a typical 1992). Measured against all of McLennan County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2020 Ruidoso Dr, Waco, TX?

The 2024 property tax bill for 2020 Ruidoso Dr, Waco, TX was $1,747. The county assessed it at $258,585.

More homes on Ruidoso Dr

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Assigned schools

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