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Single Family ResidentialResidential
$105,228$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

205 PROSPECT ST

GRAND RIDGE, IL 61325
0
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$105K
$94K low$117K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.178%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$135,000
FINANCIAL FREEDOM SENIOR FUNDING CORP · 5.15% 2 · recorded Oct 1, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,000
OTTAWA SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,765 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,836 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,442
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,394
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,612
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,508

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLASALLE
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grand Ridge SchoolB+
Elementary · Grades KG–8 · 0.3 mi
H
Ottawa Township High SchoolD+
High · Grades 9–12 · 7.7 mi

District: Ottawa Township High School District 140

Neighborhood · ZIP 61325These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,782
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Grand Ridge 61325
  • Costs less per square foot than 75% of homes in Grand Ridge 61325
  • Smaller than 81% of homes in Grand Ridge 61325
  • Has a smaller lot than 98% of homes in Grand Ridge 61325
  • Older than 73% of homes in LaSalle County

What homes are worth in Grand Ridge 61325

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$489K

This home is worth more than 7% of homes in Grand Ridge 61325.

How it measures up in Grand Ridge 61325

The dot is this home. The mark in the middle is the typical home in Grand Ridge 61325.

Estimated value$105,228
CheaperTypical $173,266Pricier

Pricier than 7% of homes nearby

Price per ft²$99
CheaperTypical $121Pricier

Pricier than 25% of homes nearby

Living area1,064 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.12 ac
SmallerTypical 0.3 acBigger

Bigger than 2% of homes nearby

Year built1915
OlderTypical 1948Newer

Newer than 31% of homes nearby

How 205 Prospect St ranks against every home in each area.
MeasureThis homeGrand Ridge 61325LaSalle County
Estimated valuepricier than$105,2287% of homes20% of homes
Price per ft²pricier than$9925% of homes30% of homes
Living areabigger than1,064 ft²19% of homes24% of homes
Lot sizebigger than0.12 ac2% of homes10% of homes
Year builtnewer than191531% of homes27% of homes

About 205 Prospect St

How much is 205 Prospect St, Grand Ridge, IL worth?

The TopHap Estimate for 205 Prospect St, Grand Ridge, IL is $105,228 as of Jul 14, 2026. The likely range is $93,759 to $116,697. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Prospect St, Grand Ridge, IL last sell?

205 Prospect St, Grand Ridge, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 205 Prospect St, Grand Ridge, IL?

205 Prospect St, Grand Ridge, IL has 1,064 square feet of living space and a 0.12-acre lot.

When was 205 Prospect St, Grand Ridge, IL built?

205 Prospect St, Grand Ridge, IL was built in 1915, making it 111 years old. The building has 1 story.

What schools serve 205 Prospect St, Grand Ridge, IL?

205 Prospect St, Grand Ridge, IL is assigned to Grand Ridge School (elementary), rated B+; Ottawa Township High School (high), rated D+. All sit in Ottawa Township High School District 140. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Prospect St, Grand Ridge, IL compare to other homes in Grand Ridge 61325?

Among the 307 homes in Grand Ridge 61325, it is worth more than 7% of them ($105,228 against a typical $173,266), its price per square foot is higher than 25% of them ($99 against a typical $121), it is bigger than 19% of them (1,064 ft² against a typical 1,510 ft²), its lot is bigger than 2% of them (0.12 ac against a typical 0.3 ac) and it is newer than 31% of them (1915 against a typical 1948). Measured against all of LaSalle County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Prospect St, Grand Ridge, IL?

The 2025 property tax bill for 205 Prospect St, Grand Ridge, IL was $1,765. The county assessed it at $28,836.

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Assigned schools

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