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Single Family ResidenceResidential
$417,970$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Nov 2, 2005

21 RIDGEVIEW TER

OAK RIDGE, NJ 07438
0
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,211 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$418K
$387K low$449K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Nov 2, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,576
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$222,250
QUICKEN LOANS LLC · recorded Feb 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,532 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$250,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cozy Lake Elementary School
Elementary · Grades 1–2 · 1.0 mi
H
Jefferson Township High SchoolC-
High · Grades 9–12 · 2.6 mi
M
Jefferson Township Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi

District: Jefferson Township School District

Neighborhood · ZIP 07438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,132
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,254
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ridgeview Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Morris County
  • Costs less per square foot than 73% of homes in Morris County
  • Smaller than 81% of homes in Morris County
  • Has a smaller lot than 96% of homes in Oak Ridge 07438
  • Newer than 77% of homes in Oak Ridge 07438

What homes are worth in Oak Ridge 07438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$871K

This home is worth more than 18% of homes in Oak Ridge 07438.

How it measures up in Oak Ridge 07438

The dot is this home. The mark in the middle is the typical home in Oak Ridge 07438.

Estimated value$417,970
CheaperTypical $538,461Pricier

Pricier than 18% of homes nearby

Price per ft²$315
CheaperTypical $300Pricier

Pricier than 60% of homes nearby

Living area1,326 ft²
SmallerTypical 1,827 ft²Bigger

Bigger than 28% of homes nearby

Lot size1,211 ft²
SmallerTypical 0.48 acBigger

Bigger than 4% of homes nearby

Year built1988
OlderTypical 1970Newer

Newer than 77% of homes nearby

How 21 Ridgeview Ter ranks against every home in each area.
MeasureThis homeOak Ridge 07438Morris County
Estimated valuepricier than$417,97018% of homes7% of homes
Price per ft²pricier than$31560% of homes27% of homes
Living areabigger than1,326 ft²28% of homes19% of homes
Lot sizebigger than1,211 ft²4% of homes4% of homes
Year builtnewer than198877% of homes75% of homes

About 21 Ridgeview Ter

How much is 21 Ridgeview Ter, Oak Ridge, NJ worth?

The TopHap Estimate for 21 Ridgeview Ter, Oak Ridge, NJ is $417,970 as of Jul 14, 2026. The likely range is $386,844 to $449,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ridgeview Ter, Oak Ridge, NJ last sell?

21 Ridgeview Ter, Oak Ridge, NJ last sold on Nov 2, 2005 for $350,000, according to the county's recorded deed.

How big is 21 Ridgeview Ter, Oak Ridge, NJ?

21 Ridgeview Ter, Oak Ridge, NJ has 1,326 square feet of living space and a 0.03-acre lot.

When was 21 Ridgeview Ter, Oak Ridge, NJ built?

21 Ridgeview Ter, Oak Ridge, NJ was built in 1988, making it 38 years old.

What schools serve 21 Ridgeview Ter, Oak Ridge, NJ?

21 Ridgeview Ter, Oak Ridge, NJ is assigned to Cozy Lake Elementary School (elementary); Jefferson Township High School (high), rated C-; Jefferson Township Middle School (middle), rated B+. All sit in Jefferson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ridgeview Ter, Oak Ridge, NJ compare to other homes in Oak Ridge 07438?

Among the 3,831 homes in Oak Ridge 07438, it is worth more than 18% of them ($417,970 against a typical $538,461), its price per square foot is higher than 60% of them ($315 against a typical $300), it is bigger than 28% of them (1,326 ft² against a typical 1,827 ft²), its lot is bigger than 4% of them (1,211 ft² against a typical 0.48 ac) and it is newer than 77% of them (1988 against a typical 1970). Measured against all of Morris County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ridgeview Ter, Oak Ridge, NJ?

The 2024 property tax bill for 21 Ridgeview Ter, Oak Ridge, NJ was $7,532. The county assessed it at $250,900.

More homes on Ridgeview Ter

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Assigned schools

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