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Single Family ResidenceResidential
$243,962$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $77,500 on Jul 8, 2010

21 RIVER LN

SWANTON, VT 05488
3
Beds
1
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$244K
$220K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,500 · Jul 8, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$243,962
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$195,170

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,419 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05488These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.7,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,899
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Swanton 05488
  • Costs less per square foot than 90% of homes in Swanton 05488
  • Has a smaller lot than 86% of homes in Franklin County
  • Older than 90% of homes in Swanton 05488

What homes are worth in Swanton 05488

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$792K

This home is worth more than 13% of homes in Swanton 05488.

How it measures up in Swanton 05488

The dot is this home. The mark in the middle is the typical home in Swanton 05488.

Estimated value$243,962
CheaperTypical $351,504Pricier

Pricier than 13% of homes nearby

Price per ft²$154
CheaperTypical $250Pricier

Pricier than 10% of homes nearby

Living area1,582 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.25 ac
SmallerTypical 0.92 acBigger

Bigger than 19% of homes nearby

Year built1880
OlderTypical 1981Newer

Newer than 10% of homes nearby

How 21 River Ln ranks against every home in each area.
MeasureThis homeSwanton 05488Franklin County
Estimated valuepricier than$243,96213% of homes17% of homes
Price per ft²pricier than$15410% of homes13% of homes
Living areabigger than1,582 ft²60% of homes55% of homes
Lot sizebigger than0.25 ac19% of homes14% of homes
Year builtnewer than188010% of homes13% of homes

About 21 River Ln

How much is 21 River Ln, Swanton, VT worth?

The TopHap Estimate for 21 River Ln, Swanton, VT is $243,962 as of Jul 14, 2026. The likely range is $220,288 to $267,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 River Ln, Swanton, VT last sell?

21 River Ln, Swanton, VT last sold on Jul 8, 2010 for $77,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 River Ln, Swanton, VT?

21 River Ln, Swanton, VT has 3 bedrooms, 1 bathrooms, 1,582 square feet of living space and a 0.25-acre lot.

When was 21 River Ln, Swanton, VT built?

21 River Ln, Swanton, VT was built in 1880, making it 146 years old. The building has 2 stories.

How does 21 River Ln, Swanton, VT compare to other homes in Swanton 05488?

Among the 3,087 homes in Swanton 05488, it is worth more than 13% of them ($243,962 against a typical $351,504), its price per square foot is higher than 10% of them ($154 against a typical $250), it is bigger than 60% of them (1,582 ft² against a typical 1,436 ft²), its lot is bigger than 19% of them (0.25 ac against a typical 0.92 ac) and it is newer than 10% of them (1880 against a typical 1981). Measured against all of Franklin County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 River Ln, Swanton, VT?

The 2024 property tax bill for 21 River Ln, Swanton, VT was $3,419. The county assessed it at $146,300.

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