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Single Family ResidenceResidential
$2,251,480$655 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,900,000 on Oct 7, 2024

21 RUTHVEN PL

SUMMIT, NJ 07901
0
Baths
3,437 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1852
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$2.3M
$2M low$2.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,900,000 · Oct 7, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$731,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$585,184
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,520,000
CITIZENS BANK NA · 6.12% 1 · recorded Oct 7, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,790 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$465,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$316,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$465,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$465,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lawton C. Johnson Summit Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
Lincoln-Hubbard Elementary SchoolA+
Elementary · Grades 1–5 · 0.5 mi
H
Summit High SchoolA+
High · Grades 9–12 · 1.0 mi

District: Summit City School District

Neighborhood · ZIP 07901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.24,077
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,885 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$187,703
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$262,118
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Ruthven Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Union County
  • Costs more per square foot than 94% of homes in Union County
  • Bigger than 93% of homes in Union County
  • Has a bigger lot than 78% of homes in Union County
  • Among the oldest homes in Summit 07901

What homes are worth in Summit 07901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$490K$4.3M

This home is worth more than 77% of homes in Summit 07901.

How it measures up in Summit 07901

The dot is this home. The mark in the middle is the typical home in Summit 07901.

Estimated value$2,251,480
CheaperTypical $1,427,083Pricier

Pricier than 77% of homes nearby

Price per ft²$655
CheaperTypical $637Pricier

Pricier than 54% of homes nearby

Living area3,437 ft²
SmallerTypical 2,281 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.26 ac
SmallerTypical 0.29 acBigger

Bigger than 44% of homes nearby

Year built1852
OlderTypical 1951Newer

Older than almost all homes nearby

How 21 Ruthven Pl ranks against every home in each area.
MeasureThis homeSummit 07901Union County
Estimated valuepricier than$2,251,48077% of homesalmost all homes
Price per ft²pricier than$65554% of homes94% of homes
Living areabigger than3,437 ft²82% of homes93% of homes
Lot sizebigger than0.26 ac44% of homes78% of homes
Year builtnewer than1852almost no homesalmost no homes

About 21 Ruthven Pl

How much is 21 Ruthven Pl, Summit, NJ worth?

The TopHap Estimate for 21 Ruthven Pl, Summit, NJ is $2,251,480 as of Jul 14, 2026. The likely range is $1,962,879 to $2,540,081. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Ruthven Pl, Summit, NJ last sell?

21 Ruthven Pl, Summit, NJ last sold on Oct 7, 2024 for $1,900,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 Ruthven Pl, Summit, NJ?

21 Ruthven Pl, Summit, NJ has 3,437 square feet of living space and a 0.26-acre lot.

When was 21 Ruthven Pl, Summit, NJ built?

21 Ruthven Pl, Summit, NJ was built in 1852, making it 174 years old. The building has 2 stories.

What schools serve 21 Ruthven Pl, Summit, NJ?

21 Ruthven Pl, Summit, NJ is assigned to Lawton C. Johnson Summit Middle School (middle), rated A-; Lincoln-Hubbard Elementary School (elementary), rated A+; Summit High School (high), rated A+. All sit in Summit City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Ruthven Pl, Summit, NJ compare to other homes in Summit 07901?

Among the 6,689 homes in Summit 07901, it is worth more than 77% of them ($2,251,480 against a typical $1,427,083), its price per square foot is higher than 54% of them ($655 against a typical $637), it is bigger than 82% of them (3,437 ft² against a typical 2,281 ft²), its lot is bigger than 44% of them (0.26 ac against a typical 0.29 ac) and it is newer than almost none of them (1852 against a typical 1951). Measured against all of Union County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Ruthven Pl, Summit, NJ?

The 2025 property tax bill for 21 Ruthven Pl, Summit, NJ was $20,790. The county assessed it at $465,000.

More homes on Ruthven Pl

Closest homes

More homes in Summit 07901

Assigned schools

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