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Single Family ResidenceResidential
$1,423,620$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

21 WHITE ROCK DR

FALMOUTH, ME 04105
4
Beds
3.5
Baths
4,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.4M
$1.2M low$1.7M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$875,370
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$700,296
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,250
RESIDENTIAL MORTGAGE SERVICES · R · recorded Aug 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,692 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,638,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$712,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$926,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,641,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCUMBERLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.61
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Falmouth High SchoolA
High · Grades 9–12 · 3.1 mi
M
Falmouth Middle SchoolA+
Middle · Grades 6–8 · 3.3 mi
E
Falmouth Elementary SchoolA+
Elementary · Grades PK–5 · 3.3 mi

District: Falmouth

Neighborhood · ZIP 04105These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,902
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.299 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,857
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$200,230
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 White Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cumberland County
  • Costs less per square foot than 86% of homes in Falmouth 04105
  • Among the largest homes in Cumberland County

What homes are worth in Falmouth 04105

Each bar is how many homes fall in that price range. The marker is this home.

This home
$408K$2.9M

This home is worth more than 84% of homes in Falmouth 04105.

How it measures up in Falmouth 04105

The dot is this home. The mark in the middle is the typical home in Falmouth 04105.

Estimated value$1,423,620
CheaperTypical $902,580Pricier

Pricier than 84% of homes nearby

Price per ft²$312
CheaperTypical $420Pricier

Pricier than 14% of homes nearby

Living area4,560 ft²
SmallerTypical 2,212 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.61 ac
SmallerTypical 0.93 acBigger

Bigger than 39% of homes nearby

Year built1989
OlderTypical 1986Newer

Newer than 55% of homes nearby

How 21 White Rock Dr ranks against every home in each area.
MeasureThis homeFalmouth 04105Cumberland County
Estimated valuepricier than$1,423,62084% of homes95% of homes
Price per ft²pricier than$31214% of homes25% of homes
Living areabigger than4,560 ft²96% of homesalmost all homes
Lot sizebigger than0.61 ac39% of homes52% of homes
Year builtnewer than198955% of homes64% of homes

About 21 White Rock Dr

How much is 21 White Rock Dr, Falmouth, ME worth?

The TopHap Estimate for 21 White Rock Dr, Falmouth, ME is $1,423,620 as of Jul 14, 2026. The likely range is $1,194,332 to $1,652,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 White Rock Dr, Falmouth, ME last sell?

21 White Rock Dr, Falmouth, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21 White Rock Dr, Falmouth, ME?

21 White Rock Dr, Falmouth, ME has 4 bedrooms, 3.5 bathrooms, 4,560 square feet of living space and a 0.61-acre lot.

When was 21 White Rock Dr, Falmouth, ME built?

21 White Rock Dr, Falmouth, ME was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 21 White Rock Dr, Falmouth, ME?

21 White Rock Dr, Falmouth, ME is assigned to Falmouth High School (high), rated A; Falmouth Middle School (middle), rated A+; Falmouth Elementary School (elementary), rated A+. All sit in Falmouth. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 White Rock Dr, Falmouth, ME compare to other homes in Falmouth 04105?

Among the 4,967 homes in Falmouth 04105, it is worth more than 84% of them ($1,423,620 against a typical $902,580), its price per square foot is higher than 14% of them ($312 against a typical $420), it is bigger than 96% of them (4,560 ft² against a typical 2,212 ft²), its lot is bigger than 39% of them (0.61 ac against a typical 0.93 ac) and it is newer than 55% of them (1989 against a typical 1986). Measured against all of Cumberland County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 White Rock Dr, Falmouth, ME?

The 2025 property tax bill for 21 White Rock Dr, Falmouth, ME was $22,692. The county assessed it at $1,638,400.

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Closest homes

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Assigned schools

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See this home in context

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