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Single Family ResidenceResidential
$235,229$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2202 SAINT RICHARD LN

SAINT CHARLES, MO 63301
3
Beds
3 / 1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$235K
$220K low$250K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,229
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,983
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,000
DELMAR FINANCIAL CO · recorded Sep 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,585 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,130 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,473

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySt. Charles
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 28 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Blackhurst Elementary SchoolA
Elementary · Grades KG–4 · 0.2 mi
M
Hardin Middle SchoolA-
Middle · Grades 7–8 · 0.2 mi
H
St. Charles SchoolB
High · Grades 9–12 · 0.5 mi

District: St. Charles R-Vi School District

Neighborhood · ZIP 63301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.53,089
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.551 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,054
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,758
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2202 Saint Richard Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in St. Charles County
  • Costs more per square foot than 80% of homes in Saint Charles 63301
  • Smaller than 92% of homes in St. Charles County
  • Has a smaller lot than 66% of homes in St. Charles County
  • Older than 96% of homes in St. Charles County

What homes are worth in Saint Charles 63301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$648K

This home is worth more than 22% of homes in Saint Charles 63301.

How it measures up in Saint Charles 63301

The dot is this home. The mark in the middle is the typical home in Saint Charles 63301.

Estimated value$235,229
CheaperTypical $300,188Pricier

Pricier than 22% of homes nearby

Price per ft²$233
CheaperTypical $204Pricier

Pricier than 80% of homes nearby

Living area1,008 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.19 ac
SmallerTypical 0.19 acBigger

Bigger than 51% of homes nearby

Year built1956
OlderTypical 1972Newer

Newer than 19% of homes nearby

How 2202 Saint Richard Ln ranks against every home in each area.
MeasureThis homeSaint Charles 63301St. Charles County
Estimated valuepricier than$235,22922% of homes12% of homes
Price per ft²pricier than$23380% of homes74% of homes
Living areabigger than1,008 ft²15% of homes8% of homes
Lot sizebigger than0.19 ac51% of homes34% of homes
Year builtnewer than195619% of homes4% of homes

About 2202 Saint Richard Ln

How much is 2202 Saint Richard Ln, Saint Charles, MO worth?

The TopHap Estimate for 2202 Saint Richard Ln, Saint Charles, MO is $235,229 as of Jul 14, 2026. The likely range is $219,997 to $250,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2202 Saint Richard Ln, Saint Charles, MO last sell?

2202 Saint Richard Ln, Saint Charles, MO last sold on Sep 15, 2025, according to the county's recorded deed.

How big is 2202 Saint Richard Ln, Saint Charles, MO?

2202 Saint Richard Ln, Saint Charles, MO has 3 bedrooms, 3 bathrooms and 1,008 square feet of living space.

When was 2202 Saint Richard Ln, Saint Charles, MO built?

2202 Saint Richard Ln, Saint Charles, MO was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 2202 Saint Richard Ln, Saint Charles, MO?

2202 Saint Richard Ln, Saint Charles, MO is assigned to Blackhurst Elementary School (elementary), rated A; Hardin Middle School (middle), rated A-; St. Charles School (high), rated B. All sit in St. Charles R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2202 Saint Richard Ln, Saint Charles, MO compare to other homes in Saint Charles 63301?

Among the 18,871 homes in Saint Charles 63301, it is worth more than 22% of them ($235,229 against a typical $300,188), its price per square foot is higher than 80% of them ($233 against a typical $204), it is bigger than 15% of them (1,008 ft² against a typical 1,500 ft²), its lot is bigger than 51% of them (0.19 ac against a typical 0.19 ac) and it is newer than 19% of them (1956 against a typical 1972). Measured against all of St. Charles County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2202 Saint Richard Ln, Saint Charles, MO?

The 2025 property tax bill for 2202 Saint Richard Ln, Saint Charles, MO was $2,585. The county assessed it at $41,130.

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See this home in context

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