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Single Family ResidentialResidential
$386,426$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

23 RATCLIFF RIDGE RD

ALEXANDER, NC 28701
3
Beds
1
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$386K
$344K low$429K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,426
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,541
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$208,000
MOVEMENT MORTGAGE · recorded Jul 22, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,000
MOUNTAIN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$219,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.164 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.1.63
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clyde A. Erwin High SchoolD-
High · Grades 9–12 · 2.6 mi
M
C.A. Erwin Middle SchoolB-
Middle · Grades 7–8 · 2.6 mi
E
West Buncombe Elementary SchoolA+
Elementary · Grades KG–4 · 2.8 mi

District: Buncombe County Schools

Neighborhood · ZIP 28701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,121
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Ratcliff Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Buncombe County
  • Costs less per square foot than 67% of homes in Buncombe County
  • Has a bigger lot than 84% of homes in Buncombe County
  • Older than 87% of homes in Alexander 28701

What homes are worth in Alexander 28701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1.2M

This home is worth more than 33% of homes in Alexander 28701.

How it measures up in Alexander 28701

The dot is this home. The mark in the middle is the typical home in Alexander 28701.

Estimated value$386,426
CheaperTypical $444,618Pricier

Pricier than 33% of homes nearby

Price per ft²$276
CheaperTypical $299Pricier

Pricier than 37% of homes nearby

Living area1,400 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.63 ac
SmallerTypical 1.15 acBigger

Bigger than 64% of homes nearby

Year built1958
OlderTypical 1996Newer

Newer than 13% of homes nearby

How 23 Ratcliff Ridge Rd ranks against every home in each area.
MeasureThis homeAlexander 28701Buncombe County
Estimated valuepricier than$386,42633% of homes32% of homes
Price per ft²pricier than$27637% of homes33% of homes
Living areabigger than1,400 ft²44% of homes44% of homes
Lot sizebigger than1.63 ac64% of homes84% of homes
Year builtnewer than195813% of homes23% of homes

About 23 Ratcliff Ridge Rd

How much is 23 Ratcliff Ridge Rd, Alexander, NC worth?

The TopHap Estimate for 23 Ratcliff Ridge Rd, Alexander, NC is $386,426 as of Jul 14, 2026. The likely range is $343,576 to $429,276. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Ratcliff Ridge Rd, Alexander, NC last sell?

23 Ratcliff Ridge Rd, Alexander, NC last sold on Nov 5, 2015, according to the county's recorded deed.

How big is 23 Ratcliff Ridge Rd, Alexander, NC?

23 Ratcliff Ridge Rd, Alexander, NC has 3 bedrooms, 1 bathrooms, 1,400 square feet of living space and a 1.63-acre lot.

When was 23 Ratcliff Ridge Rd, Alexander, NC built?

23 Ratcliff Ridge Rd, Alexander, NC was built in 1958, making it 68 years old. It is a conventional home. The building has 1 story.

What schools serve 23 Ratcliff Ridge Rd, Alexander, NC?

23 Ratcliff Ridge Rd, Alexander, NC is assigned to Clyde A. Erwin High School (high), rated D-; C.A. Erwin Middle School (middle), rated B-; West Buncombe Elementary School (elementary), rated A+. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Ratcliff Ridge Rd, Alexander, NC compare to other homes in Alexander 28701?

Among the 1,831 homes in Alexander 28701, it is worth more than 33% of them ($386,426 against a typical $444,618), its price per square foot is higher than 37% of them ($276 against a typical $299), it is bigger than 44% of them (1,400 ft² against a typical 1,464 ft²), its lot is bigger than 64% of them (1.63 ac against a typical 1.15 ac) and it is newer than 13% of them (1958 against a typical 1996). Measured against all of Buncombe County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Ratcliff Ridge Rd, Alexander, NC?

The 2025 property tax bill for 23 Ratcliff Ridge Rd, Alexander, NC was $1,530. The county assessed it at $219,700.

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Closest homes

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Assigned schools

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