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Single Family ResidenceResidential
$129,228
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

23 W SPECHT ST

MC CLURE, PA 17841
0
Baths

Valuation

$129K
$93K low$165K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,058
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,155
CENTEX HOME EQUITY CO · recorded Jul 12, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,155 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySnyder

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Snyder Elementary SchoolB-
Elementary · Grades KG–5 · 5.7 mi
H
Midd-West High SchoolC+
High · Grades 8–12 · 15.8 mi
M
Midd-West Middle SchoolC
Middle · Grades 6–7 · 16.0 mi

District: Midd-West School District

Neighborhood · ZIP 17841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,505
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 W Specht St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Snyder County

What homes are worth in Mc Clure 17841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$600K

This home is worth more than 14% of homes in Mc Clure 17841.

How it measures up in Mc Clure 17841

The dot is this home. The mark in the middle is the typical home in Mc Clure 17841.

Estimated value$129,228
CheaperTypical $230,919Pricier

Pricier than 14% of homes nearby

How 23 W Specht St ranks against every home in each area.
MeasureThis homeMc Clure 17841Snyder County
Estimated valuepricier than$129,22814% of homes10% of homes

About 23 W Specht St

How much is 23 W Specht St, Mc Clure, PA worth?

The TopHap Estimate for 23 W Specht St, Mc Clure, PA is $129,228 as of Jul 14, 2026. The likely range is $93,377 to $165,079. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 23 W Specht St, Mc Clure, PA?

23 W Specht St, Mc Clure, PA is assigned to West Snyder Elementary School (elementary), rated B-; Midd-West High School (high), rated C+; Midd-West Middle School (middle), rated C. All sit in Midd-West School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 23 W Specht St, Mc Clure, PA?

The 2025 property tax bill for 23 W Specht St, Mc Clure, PA was $1,155. The county assessed it at $11,200.

More homes on W Specht St

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More homes in Mc Clure 17841

Assigned schools

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