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Single Family ResidenceResidential
$128,950$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,000 on Jun 15, 2005

232 COMMERCIAL AVE

GILMAN, VT 05904
3
Beds
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$129K
$118K low$140K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,000 · Jun 15, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,950
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,160

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lunenburg School
Elementary · Grades PK–8 · 0.5 mi
H
White Mountains Regional High SchoolD+
High · Grades 9–12 · 6.0 mi

District: White Mountain Regional School District

Neighborhood · ZIP 05904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,681
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,381
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Commercial Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Essex County
  • Costs less per square foot than 81% of homes in Essex County
  • Has a smaller lot than 94% of homes in Essex County
  • Older than 80% of homes in Essex County

What homes are worth in Essex County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$404K

This home is worth more than 50% of homes in Essex County.

How it measures up in Essex County

The dot is this home. The mark in the middle is the typical home in Essex County.

Estimated value$128,950
CheaperTypical $239,660Pricier

Pricier than 15% of homes nearby

Price per ft²$103
CheaperTypical $176Pricier

Pricier than 19% of homes nearby

Living area1,248 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.21 ac
SmallerTypical 2.2 acBigger

Bigger than 6% of homes nearby

Year built1910
OlderTypical 1975Newer

Newer than 20% of homes nearby

How 232 Commercial Ave ranks against every home in each area.
MeasureThis homeEssex County
Estimated valuepricier than$128,95015% of homes
Price per ft²pricier than$10319% of homes
Living areabigger than1,248 ft²48% of homes
Lot sizebigger than0.21 ac6% of homes
Year builtnewer than191020% of homes

About 232 Commercial Ave

How much is 232 Commercial Ave, Gilman, VT worth?

The TopHap Estimate for 232 Commercial Ave, Gilman, VT is $128,950 as of Jul 14, 2026. The likely range is $118,119 to $139,781. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Commercial Ave, Gilman, VT last sell?

232 Commercial Ave, Gilman, VT last sold on Jun 15, 2005 for $2,000, according to the county's recorded deed.

How big is 232 Commercial Ave, Gilman, VT?

232 Commercial Ave, Gilman, VT has 3 bedrooms, 1 bathrooms, 1,248 square feet of living space and a 0.21-acre lot.

When was 232 Commercial Ave, Gilman, VT built?

232 Commercial Ave, Gilman, VT was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 232 Commercial Ave, Gilman, VT?

232 Commercial Ave, Gilman, VT is assigned to Lunenburg School (elementary); White Mountains Regional High School (high), rated D+. All sit in White Mountain Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Commercial Ave, Gilman, VT compare to other homes in Essex County?

Among the 4,024 homes in Essex County, it is worth more than 15% of them ($128,950 against a typical $239,660), its price per square foot is higher than 19% of them ($103 against a typical $176), it is bigger than 48% of them (1,248 ft² against a typical 1,288 ft²), its lot is bigger than 6% of them (0.21 ac against a typical 2.2 ac) and it is newer than 20% of them (1910 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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