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Single Family ResidenceResidential
$197,839$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

249 RIVER ST

SAINT MARTIN, MN 56376
3
Beds
1
Baths
1,897 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$198K
$105K low$291K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$197,839
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$158,271

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,144 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$202,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paynesville Area Elementary SchoolA-
Elementary · Grades PK–5 · 8.8 mi
M
Paynesville Area Secondary SchoolA-
Middle · Grades 6–12 · 9.3 mi

District: Paynesville Public School District

Neighborhood · ZIP 56376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,801
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

249 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 86% of homes in Stearns County
  • Bigger than 85% of homes in Saint Martin 56376
  • Older than 90% of homes in Stearns County

What homes are worth in Saint Martin 56376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$419K

This home is worth more than 57% of homes in Saint Martin 56376.

How it measures up in Saint Martin 56376

The dot is this home. The mark in the middle is the typical home in Saint Martin 56376.

Estimated value$197,839
CheaperTypical $190,190Pricier

Pricier than 57% of homes nearby

Price per ft²$104
CheaperTypical $129Pricier

Pricier than 25% of homes nearby

Living area1,897 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.47 ac
SmallerTypical 0.46 acBigger

Bigger than 60% of homes nearby

Year built1922
OlderTypical 1975Newer

Newer than 16% of homes nearby

How 249 River St ranks against every home in each area.
MeasureThis homeSaint Martin 56376Stearns County
Estimated valuepricier than$197,83957% of homes45% of homes
Price per ft²pricier than$10425% of homes14% of homes
Living areabigger than1,897 ft²85% of homes81% of homes
Lot sizebigger than0.47 ac60% of homes57% of homes
Year builtnewer than192216% of homes10% of homes

About 249 River St

How much is 249 River St, Saint Martin, MN worth?

The TopHap Estimate for 249 River St, Saint Martin, MN is $197,839 as of Jul 14, 2026. The likely range is $104,879 to $290,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 249 River St, Saint Martin, MN last sell?

249 River St, Saint Martin, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 249 River St, Saint Martin, MN?

249 River St, Saint Martin, MN has 3 bedrooms, 1 bathrooms, 1,897 square feet of living space and a 0.47-acre lot.

When was 249 River St, Saint Martin, MN built?

249 River St, Saint Martin, MN was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 249 River St, Saint Martin, MN?

249 River St, Saint Martin, MN is assigned to Paynesville Area Elementary School (elementary), rated A-; Paynesville Area Secondary School (middle), rated A-. All sit in Paynesville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 249 River St, Saint Martin, MN compare to other homes in Saint Martin 56376?

Among the 134 homes in Saint Martin 56376, it is worth more than 57% of them ($197,839 against a typical $190,190), its price per square foot is higher than 25% of them ($104 against a typical $129), it is bigger than 85% of them (1,897 ft² against a typical 1,450 ft²), its lot is bigger than 60% of them (0.47 ac against a typical 0.46 ac) and it is newer than 16% of them (1922 against a typical 1975). Measured against all of Stearns County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 249 River St, Saint Martin, MN?

The 2026 property tax bill for 249 River St, Saint Martin, MN was $4,144. The county assessed it at $202,600.

More homes on River St

Closest homes

More homes in Saint Martin 56376

Assigned schools

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