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Single Family ResidenceResidential
$273,623$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,711 on Dec 12, 2024

2501 ROCK ISLAND ST

SAINT JOSEPH, MO 64504
0
Baths
1,254 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$274K
$256K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,711 · Dec 12, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,340
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,472
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,000
OPTION ONE MORTGAGE CORP · recorded Oct 3, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,283
CROSSCOUNTRY MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spring Garden Middle SchoolC+
Middle · Grades 7–8 · 0.4 mi
E
Hyde Elementary SchoolB
Elementary · Grades KG–6 · 1.3 mi
H
Benton High SchoolC-
High · Grades 9–12 · 1.3 mi

District: St. Joseph School District

Neighborhood · ZIP 64504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.205 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,631
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2501 Rock Island St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Saint Joseph 64504
  • Costs more per square foot than 93% of homes in Saint Joseph 64504
  • Bigger than 67% of homes in Saint Joseph 64504
  • Has a smaller lot than 67% of homes in Buchanan County
  • Newer than 90% of homes in Saint Joseph 64504

What homes are worth in Saint Joseph 64504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$481K

This home is worth more than 87% of homes in Saint Joseph 64504.

How it measures up in Saint Joseph 64504

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64504.

Estimated value$273,623
CheaperTypical $118,256Pricier

Pricier than 87% of homes nearby

Price per ft²$218
CheaperTypical $110Pricier

Pricier than 93% of homes nearby

Living area1,254 ft²
SmallerTypical 1,104 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 42% of homes nearby

Year built1996
OlderTypical 1931Newer

Newer than 90% of homes nearby

How 2501 Rock Island St ranks against every home in each area.
MeasureThis homeSaint Joseph 64504Buchanan County
Estimated valuepricier than$273,62387% of homes74% of homes
Price per ft²pricier than$21893% of homes84% of homes
Living areabigger than1,254 ft²67% of homes55% of homes
Lot sizebigger than0.16 ac42% of homes33% of homes
Year builtnewer than199690% of homes89% of homes

About 2501 Rock Island St

How much is 2501 Rock Island St, Saint Joseph, MO worth?

The TopHap Estimate for 2501 Rock Island St, Saint Joseph, MO is $273,623 as of Jul 14, 2026. The likely range is $256,491 to $290,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2501 Rock Island St, Saint Joseph, MO last sell?

2501 Rock Island St, Saint Joseph, MO last sold on Dec 12, 2024 for $139,711, according to the county's recorded deed.

How big is 2501 Rock Island St, Saint Joseph, MO?

2501 Rock Island St, Saint Joseph, MO has 1,254 square feet of living space and a 0.16-acre lot.

When was 2501 Rock Island St, Saint Joseph, MO built?

2501 Rock Island St, Saint Joseph, MO was built in 1996, making it 30 years old.

What schools serve 2501 Rock Island St, Saint Joseph, MO?

2501 Rock Island St, Saint Joseph, MO is assigned to Spring Garden Middle School (middle), rated C+; Hyde Elementary School (elementary), rated B; Benton High School (high), rated C-. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2501 Rock Island St, Saint Joseph, MO compare to other homes in Saint Joseph 64504?

Among the 4,087 homes in Saint Joseph 64504, it is worth more than 87% of them ($273,623 against a typical $118,256), its price per square foot is higher than 93% of them ($218 against a typical $110), it is bigger than 67% of them (1,254 ft² against a typical 1,104 ft²), its lot is bigger than 42% of them (0.16 ac against a typical 0.21 ac) and it is newer than 90% of them (1996 against a typical 1931). Measured against all of Buchanan County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2501 Rock Island St, Saint Joseph, MO?

The 2025 property tax bill for 2501 Rock Island St, Saint Joseph, MO was $2,065. The county assessed it at $28,840.

More homes on Rock Island St

Closest homes

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Assigned schools

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See this home in context

Open 2501 Rock Island Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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