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Single Family ResidenceResidential
$276,076$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Feb 10, 2023

26 RIVER RIDGE DR

PALMYRA, VA 22963
3
Beds
2
Baths
1,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$276K
$257K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Feb 10, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,861
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
ATLANTA BAY MORTGAGE GROUP · recorded Feb 10, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,897 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$251,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.96
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 270 ft²Porch · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 2.5 mi
M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 5.7 mi
E
Central Elementary SchoolC
Elementary · Grades 1–2 · 5.8 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22963These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,909
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.148 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,187
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

26 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Palmyra 22963
  • Smaller than 76% of homes in Palmyra 22963
  • Has a bigger lot than 66% of homes in Palmyra 22963
  • Older than 89% of homes in Palmyra 22963

What homes are worth in Palmyra 22963

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$807K

This home is worth more than 19% of homes in Palmyra 22963.

How it measures up in Palmyra 22963

The dot is this home. The mark in the middle is the typical home in Palmyra 22963.

Estimated value$276,076
CheaperTypical $354,008Pricier

Pricier than 19% of homes nearby

Price per ft²$211
CheaperTypical $218Pricier

Pricier than 43% of homes nearby

Living area1,310 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.96 ac
SmallerTypical 0.48 acBigger

Bigger than 66% of homes nearby

Year built1977
OlderTypical 1997Newer

Newer than 11% of homes nearby

How 26 River Ridge Dr ranks against every home in each area.
MeasureThis homePalmyra 22963Fluvanna County
Estimated valuepricier than$276,07619% of homes26% of homes
Price per ft²pricier than$21143% of homes45% of homes
Living areabigger than1,310 ft²24% of homes27% of homes
Lot sizebigger than0.96 ac66% of homes46% of homes
Year builtnewer than197711% of homes21% of homes

About 26 River Ridge Dr

How much is 26 River Ridge Dr, Palmyra, VA worth?

The TopHap Estimate for 26 River Ridge Dr, Palmyra, VA is $276,076 as of Jul 14, 2026. The likely range is $257,494 to $294,658. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 26 River Ridge Dr, Palmyra, VA last sell?

26 River Ridge Dr, Palmyra, VA last sold on Feb 10, 2023 for $185,000, according to the county's recorded deed.

How big is 26 River Ridge Dr, Palmyra, VA?

26 River Ridge Dr, Palmyra, VA has 3 bedrooms, 2 bathrooms, 1,310 square feet of living space and a 0.96-acre lot.

When was 26 River Ridge Dr, Palmyra, VA built?

26 River Ridge Dr, Palmyra, VA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 26 River Ridge Dr, Palmyra, VA?

26 River Ridge Dr, Palmyra, VA is assigned to Fluvanna County High School (high), rated C+; Fluvanna Middle School (middle), rated B; Central Elementary School (elementary), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 26 River Ridge Dr, Palmyra, VA compare to other homes in Palmyra 22963?

Among the 7,451 homes in Palmyra 22963, it is worth more than 19% of them ($276,076 against a typical $354,008), its price per square foot is higher than 43% of them ($211 against a typical $218), it is bigger than 24% of them (1,310 ft² against a typical 1,616 ft²), its lot is bigger than 66% of them (0.96 ac against a typical 0.48 ac) and it is newer than 11% of them (1977 against a typical 1997). Measured against all of Fluvanna County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 26 River Ridge Dr, Palmyra, VA?

The 2025 property tax bill for 26 River Ridge Dr, Palmyra, VA was $1,897. The county assessed it at $251,300.

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Assigned schools

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