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Single Family ResidenceResidential
$564,416$508 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,000 on Mar 26, 2015

28 SWAN RIVER ST

PATCHOGUE, NY 11772
3
Beds
1
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$564K
$553K low$576K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,000 · Mar 26, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,916
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,933
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$389,500
WELLS FARGO BANK NA · R · recorded Sep 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,085 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bay Elementary SchoolD+
Elementary · Grades PK–5 · 0.3 mi
M
South Ocean Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
H
Patchogue-Medford High SchoolC+
High · Grades 9–12 · 3.6 mi

District: Patchogue-Medford Union Free School District

Neighborhood · ZIP 11772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.44,232
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,441
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Swan River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Suffolk County
  • Costs more per square foot than 85% of homes in East Patchogue
  • Smaller than 82% of homes in Suffolk County
  • Has a smaller lot than 78% of homes in East Patchogue
  • Older than 96% of homes in Suffolk County

What homes are worth in Patchogue 11772

Each bar is how many homes fall in that price range. The marker is this home.

This home
$348K$1.1M

This home is worth more than 42% of homes in Patchogue 11772.

How it measures up in Patchogue 11772

The dot is this home. The mark in the middle is the typical home in Patchogue 11772.

Estimated value$564,416
CheaperTypical $583,976Pricier

Pricier than 42% of homes nearby

Price per ft²$508
CheaperTypical $398Pricier

Pricier than 84% of homes nearby

Living area1,112 ft²
SmallerTypical 1,471 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.21 ac
SmallerTypical 0.24 acBigger

Bigger than 38% of homes nearby

Year built1928
OlderTypical 1958Newer

Newer than 16% of homes nearby

How 28 Swan River St ranks against every home in each area.
MeasureThis homeEast PatchoguePatchogue 11772Suffolk County
Estimated valuepricier than$564,41632% of homes42% of homes20% of homes
Price per ft²pricier than$50885% of homes84% of homes72% of homes
Living areabigger than1,112 ft²20% of homes25% of homes18% of homes
Lot sizebigger than0.21 ac22% of homes38% of homes31% of homes
Year builtnewer than192812% of homes16% of homes4% of homes

About 28 Swan River St

How much is 28 Swan River St, Patchogue, NY worth?

The TopHap Estimate for 28 Swan River St, Patchogue, NY is $564,416 as of Jul 14, 2026. The likely range is $552,879 to $575,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Swan River St, Patchogue, NY last sell?

28 Swan River St, Patchogue, NY last sold on Mar 26, 2015 for $70,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 28 Swan River St, Patchogue, NY?

28 Swan River St, Patchogue, NY has 3 bedrooms, 1 bathrooms, 1,112 square feet of living space and a 0.21-acre lot.

When was 28 Swan River St, Patchogue, NY built?

28 Swan River St, Patchogue, NY was built in 1928, making it 98 years old. It is a colonial home. The building has 2 stories.

What schools serve 28 Swan River St, Patchogue, NY?

28 Swan River St, Patchogue, NY is assigned to Bay Elementary School (elementary), rated D+; South Ocean Middle School (middle), rated C; Patchogue-Medford High School (high), rated C+. All sit in Patchogue-Medford Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Swan River St, Patchogue, NY compare to other homes in Patchogue 11772?

Among the 13,121 homes in Patchogue 11772, it is worth more than 42% of them ($564,416 against a typical $583,976), its price per square foot is higher than 84% of them ($508 against a typical $398), it is bigger than 25% of them (1,112 ft² against a typical 1,471 ft²), its lot is bigger than 38% of them (0.21 ac against a typical 0.24 ac) and it is newer than 16% of them (1928 against a typical 1958). Measured against all of Suffolk County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Swan River St, Patchogue, NY?

The 2024 property tax bill for 28 Swan River St, Patchogue, NY was $6,085. The county assessed it at $1,500.

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