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Single Family ResidenceResidential
$163,369$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Dec 31, 2024

284 RIVER ST

ELKO, NV 89801
2
Beds
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$163K
$98K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Dec 31, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.160%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
ALFREDO URIBE · recorded Dec 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$733 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,953 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,303
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,953
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,866

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElko
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elko High SchoolC-
High · Grades 9–12 · 0.7 mi
E
Northside Elementary SchoolC-
Elementary · Grades PK–4 · 1.0 mi
M
Adobe Middle SchoolC
Middle · Grades 7–8 · 2.4 mi

District: Elko County School District

Neighborhood · ZIP 89801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.24,513
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,028
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

284 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Elko 89801
  • Costs less per square foot than 74% of homes in Elko 89801
  • Smaller than 85% of homes in Elko 89801
  • Has a smaller lot than 78% of homes in Elko County
  • Older than 94% of homes in Elko County

What homes are worth in Elko 89801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$730K

This home is worth more than 8% of homes in Elko 89801.

How it measures up in Elko 89801

The dot is this home. The mark in the middle is the typical home in Elko 89801.

Estimated value$163,369
CheaperTypical $371,488Pricier

Pricier than 8% of homes nearby

Price per ft²$213
CheaperTypical $247Pricier

Pricier than 26% of homes nearby

Living area768 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 36% of homes nearby

Year built1938
OlderTypical 1990Newer

Newer than 7% of homes nearby

How 284 River St ranks against every home in each area.
MeasureThis homeElko 89801Elko County
Estimated valuepricier than$163,3698% of homes14% of homes
Price per ft²pricier than$21326% of homes33% of homes
Living areabigger than768 ft²15% of homes17% of homes
Lot sizebigger than0.17 ac36% of homes22% of homes
Year builtnewer than19387% of homes6% of homes

About 284 River St

How much is 284 River St, Elko, NV worth?

The TopHap Estimate for 284 River St, Elko, NV is $163,369 as of Jul 14, 2026. The likely range is $97,701 to $229,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 284 River St, Elko, NV last sell?

284 River St, Elko, NV last sold on Dec 31, 2024 for $200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 284 River St, Elko, NV?

284 River St, Elko, NV has 2 bedrooms, 1 bathrooms, 768 square feet of living space and a 0.17-acre lot.

When was 284 River St, Elko, NV built?

284 River St, Elko, NV was built in 1938, making it 88 years old. The building has 1 story.

What schools serve 284 River St, Elko, NV?

284 River St, Elko, NV is assigned to Elko High School (high), rated C-; Northside Elementary School (elementary), rated C-; Adobe Middle School (middle), rated C. All sit in Elko County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 284 River St, Elko, NV compare to other homes in Elko 89801?

Among the 8,021 homes in Elko 89801, it is worth more than 8% of them ($163,369 against a typical $371,488), its price per square foot is higher than 26% of them ($213 against a typical $247), it is bigger than 15% of them (768 ft² against a typical 1,440 ft²), its lot is bigger than 36% of them (0.17 ac against a typical 0.21 ac) and it is newer than 7% of them (1938 against a typical 1990). Measured against all of Elko County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 284 River St, Elko, NV?

The 2025 property tax bill for 284 River St, Elko, NV was $733. The county assessed it at $27,953.

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Assigned schools

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See this home in context

Open 284 River Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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