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Single Family ResidenceResidential
$690,966$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $497,500 on Feb 9, 2018

2897 RUBY RIVER DR

CHICO, CA 95973
4
Beds
3
Baths
2,195 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$691K
$669K low$712K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$497,500 · Feb 9, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,966
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,573
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$479,000
SUMMIT FUNDING INC · recorded Sep 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,730 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$565,949 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$199,118
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$366,831
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$565,949

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyButte
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pleasant Valley High SchoolB
High · Grades 9–12 · 0.9 mi
E
Marigold Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi
M
Bidwell Junior High SchoolB-
Middle · Grades 6–8 · 1.1 mi

District: Chico Unified School District

Neighborhood · ZIP 95973These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.40,981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,969
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,800
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.83%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2897 Ruby River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Butte County
  • Costs more per square foot than 85% of homes in Butte County
  • Bigger than 84% of homes in Butte County
  • Newer than 93% of homes in Chico 95973

What homes are worth in Chico 95973

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.1M

This home is worth more than 83% of homes in Chico 95973.

How it measures up in Chico 95973

The dot is this home. The mark in the middle is the typical home in Chico 95973.

Estimated value$690,966
CheaperTypical $486,360Pricier

Pricier than 83% of homes nearby

Price per ft²$315
CheaperTypical $298Pricier

Pricier than 69% of homes nearby

Living area2,195 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 51% of homes nearby

Year built2018
OlderTypical 1992Newer

Newer than 93% of homes nearby

How 2897 Ruby River Dr ranks against every home in each area.
MeasureThis homeChico 95973Butte County
Estimated valuepricier than$690,96683% of homes92% of homes
Price per ft²pricier than$31569% of homes85% of homes
Living areabigger than2,195 ft²77% of homes84% of homes
Lot sizebigger than0.23 ac51% of homes37% of homes
Year builtnewer than201893% of homes93% of homes

About 2897 Ruby River Dr

How much is 2897 Ruby River Dr, Chico, CA worth?

The TopHap Estimate for 2897 Ruby River Dr, Chico, CA is $690,966 as of Jul 14, 2026. The likely range is $669,499 to $712,433. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2897 Ruby River Dr, Chico, CA last sell?

2897 Ruby River Dr, Chico, CA last sold on Feb 9, 2018 for $497,500, according to the county's recorded deed.

How big is 2897 Ruby River Dr, Chico, CA?

2897 Ruby River Dr, Chico, CA has 4 bedrooms, 3 bathrooms, 2,195 square feet of living space and a 0.23-acre lot.

When was 2897 Ruby River Dr, Chico, CA built?

2897 Ruby River Dr, Chico, CA was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 2897 Ruby River Dr, Chico, CA?

2897 Ruby River Dr, Chico, CA is assigned to Pleasant Valley High School (high), rated B; Marigold Elementary School (elementary), rated A-; Bidwell Junior High School (middle), rated B-. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2897 Ruby River Dr, Chico, CA compare to other homes in Chico 95973?

Among the 12,934 homes in Chico 95973, it is worth more than 83% of them ($690,966 against a typical $486,360), its price per square foot is higher than 69% of them ($315 against a typical $298), it is bigger than 77% of them (2,195 ft² against a typical 1,624 ft²), its lot is bigger than 51% of them (0.23 ac against a typical 0.22 ac) and it is newer than 93% of them (2018 against a typical 1992). Measured against all of Butte County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2897 Ruby River Dr, Chico, CA?

The 2025 property tax bill for 2897 Ruby River Dr, Chico, CA was $6,730. The county assessed it at $565,949.

More homes on Ruby River Dr

Closest homes

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Assigned schools

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