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Single Family ResidenceResidential
$444,384$386 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $269,900 on Jan 7, 2022

29197 RICHARDS FERRY RD

RICHARDSVILLE, VA 22736
3
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$444K
$415K low$473K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,900 · Jan 7, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,583
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,266
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$252,801
CITIZENS BANK NA · 3.25% 2 · recorded Jan 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$264,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCULPEPER
Lot (acres)The size of the land the home sits on, from county records.1.54
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Porch · 128 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Eastern View High SchoolD
High · Grades 9–12 · 13.0 mi
M
Floyd T. Binns Middle SchoolC
Middle · Grades 6–8 · 15.5 mi
E
Pearl Sample Elementary SchoolB-
Elementary · Grades PK–5 · 15.8 mi

District: Culpeper County Public Schools

Neighborhood · ZIP 22736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,375
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,852
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

29197 Richards Ferry Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Richardsville 22736
  • Costs more per square foot than 91% of homes in Culpeper County
  • Smaller than 85% of homes in Culpeper County
  • Has a smaller lot than 94% of homes in Richardsville 22736
  • Older than 76% of homes in Richardsville 22736

What homes are worth in Richardsville 22736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.2M

This home is worth more than 25% of homes in Richardsville 22736.

How it measures up in Richardsville 22736

The dot is this home. The mark in the middle is the typical home in Richardsville 22736.

Estimated value$444,384
CheaperTypical $572,398Pricier

Pricier than 25% of homes nearby

Price per ft²$386
CheaperTypical $359Pricier

Pricier than 63% of homes nearby

Living area1,152 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 21% of homes nearby

Lot size1.54 ac
SmallerTypical 5.07 acBigger

Bigger than 6% of homes nearby

Year built1983
OlderTypical 1999Newer

Newer than 24% of homes nearby

How 29197 Richards Ferry Rd ranks against every home in each area.
MeasureThis homeRichardsville 22736Culpeper County
Estimated valuepricier than$444,38425% of homes38% of homes
Price per ft²pricier than$38663% of homes91% of homes
Living areabigger than1,152 ft²21% of homes15% of homes
Lot sizebigger than1.54 ac6% of homes53% of homes
Year builtnewer than198324% of homes32% of homes

About 29197 Richards Ferry Rd

How much is 29197 Richards Ferry Rd, Richardsville, VA worth?

The TopHap Estimate for 29197 Richards Ferry Rd, Richardsville, VA is $444,384 as of Jul 14, 2026. The likely range is $415,471 to $473,297. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 29197 Richards Ferry Rd, Richardsville, VA last sell?

29197 Richards Ferry Rd, Richardsville, VA last sold on Jan 7, 2022 for $269,900, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 29197 Richards Ferry Rd, Richardsville, VA?

29197 Richards Ferry Rd, Richardsville, VA has 3 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 1.54-acre lot.

When was 29197 Richards Ferry Rd, Richardsville, VA built?

29197 Richards Ferry Rd, Richardsville, VA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 29197 Richards Ferry Rd, Richardsville, VA?

29197 Richards Ferry Rd, Richardsville, VA is assigned to Eastern View High School (high), rated D; Floyd T. Binns Middle School (middle), rated C; Pearl Sample Elementary School (elementary), rated B-. All sit in Culpeper County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 29197 Richards Ferry Rd, Richardsville, VA compare to other homes in Richardsville 22736?

Among the 272 homes in Richardsville 22736, it is worth more than 25% of them ($444,384 against a typical $572,398), its price per square foot is higher than 63% of them ($386 against a typical $359), it is bigger than 21% of them (1,152 ft² against a typical 1,632 ft²), its lot is bigger than 6% of them (1.54 ac against a typical 5.07 ac) and it is newer than 24% of them (1983 against a typical 1999). Measured against all of Culpeper County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 29197 Richards Ferry Rd, Richardsville, VA?

The 2025 property tax bill for 29197 Richards Ferry Rd, Richardsville, VA was $1,281. The county assessed it at $298,000.

More homes on Richards Ferry Rd

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Assigned schools

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