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Single Family ResidenceResidential
$493,967$441 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $296,900 on Aug 17, 2017

3 RICHARDS WAY

GRAY, ME 04039
3
Beds
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$494K
$445K low$543K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$296,900 · Aug 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,467
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,974
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,500
UNITED WHOLESALE MORTGAGE · R · recorded Jun 23, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
CUMBERLAND COUNTY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,753 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$387,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$123,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$264,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.87 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.3.45
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Russell School
Elementary · Grades KG–2 · 4.0 mi
M
Gray-New Gloucester Middle SchoolB-
Middle · Grades 5–8 · 5.1 mi
H
Gray-New Gloucester High SchoolC
High · Grades 9–12 · 5.1 mi

District: School Administrative District 15

Neighborhood · ZIP 04039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.194 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,323
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Richards Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Gray 04039
  • Smaller than 73% of homes in Cumberland County
  • Has a bigger lot than 89% of homes in Cumberland County
  • Newer than 72% of homes in Cumberland County

What homes are worth in Gray 04039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$255K$970K

This home is worth more than 48% of homes in Gray 04039.

How it measures up in Gray 04039

The dot is this home. The mark in the middle is the typical home in Gray 04039.

Estimated value$493,967
CheaperTypical $501,593Pricier

Pricier than 48% of homes nearby

Price per ft²$441
CheaperTypical $345Pricier

Pricier than 79% of homes nearby

Living area1,120 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 28% of homes nearby

Lot size3.45 ac
SmallerTypical 1.84 acBigger

Bigger than 82% of homes nearby

Year built1997
OlderTypical 1988Newer

Newer than 63% of homes nearby

How 3 Richards Way ranks against every home in each area.
MeasureThis homeGray 04039Cumberland County
Estimated valuepricier than$493,96748% of homes38% of homes
Price per ft²pricier than$44179% of homes66% of homes
Living areabigger than1,120 ft²28% of homes27% of homes
Lot sizebigger than3.45 ac82% of homes89% of homes
Year builtnewer than199763% of homes72% of homes

About 3 Richards Way

How much is 3 Richards Way, Gray, ME worth?

The TopHap Estimate for 3 Richards Way, Gray, ME is $493,967 as of Jul 14, 2026. The likely range is $445,015 to $542,919. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Richards Way, Gray, ME last sell?

3 Richards Way, Gray, ME last sold on Aug 17, 2017 for $296,900, according to the county's recorded deed.

How big is 3 Richards Way, Gray, ME?

3 Richards Way, Gray, ME has 3 bedrooms, 2 bathrooms, 1,120 square feet of living space and a 3.45-acre lot.

When was 3 Richards Way, Gray, ME built?

3 Richards Way, Gray, ME was built in 1997, making it 29 years old. It is a raised ranch home. The building has 1 story.

What schools serve 3 Richards Way, Gray, ME?

3 Richards Way, Gray, ME is assigned to Russell School (elementary); Gray-New Gloucester Middle School (middle), rated B-; Gray-New Gloucester High School (high), rated C. All sit in School Administrative District 15. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Richards Way, Gray, ME compare to other homes in Gray 04039?

Among the 3,756 homes in Gray 04039, it is worth more than 48% of them ($493,967 against a typical $501,593), its price per square foot is higher than 79% of them ($441 against a typical $345), it is bigger than 28% of them (1,120 ft² against a typical 1,488 ft²), its lot is bigger than 82% of them (3.45 ac against a typical 1.84 ac) and it is newer than 63% of them (1997 against a typical 1988). Measured against all of Cumberland County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Richards Way, Gray, ME?

The 2025 property tax bill for 3 Richards Way, Gray, ME was $3,753. The county assessed it at $387,700.

More homes on Richards Way

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Assigned schools

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