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Rural ResidenceResidential
$541,247$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 RUBY RIVER TRL

WHITEHALL, MT 59759
3
Beds
2
Baths
1,655 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$541K
$512K low$570K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,035
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,628
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$524,212
THE LOAN STORE INC · recorded Jun 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,470 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$554,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$554,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$554,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.2.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 183 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Whitehall High SchoolC
High · Grades 9–12 · 5.3 mi
E
Whitehall Elementary SchoolB
Elementary · Grades PK–5 · 5.3 mi
M
Whitehall 6-8A-
Middle · Grades 6–8 · 5.3 mi

District: Whitehall High School District

Neighborhood · ZIP 59759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,131
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,334
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ruby River Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Jefferson County
  • Bigger than 66% of homes in Whitehall 59759
  • Newer than 93% of homes in Whitehall 59759

What homes are worth in Whitehall 59759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$1.5M

This home is worth more than 49% of homes in Whitehall 59759.

How it measures up in Whitehall 59759

The dot is this home. The mark in the middle is the typical home in Whitehall 59759.

Estimated value$541,247
CheaperTypical $545,786Pricier

Pricier than 49% of homes nearby

Price per ft²$327
CheaperTypical $373Pricier

Pricier than 35% of homes nearby

Living area1,655 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 66% of homes nearby

Lot size2.22 ac
SmallerTypical 5.07 acBigger

Bigger than 38% of homes nearby

Year built2018
OlderTypical 1985Newer

Newer than 93% of homes nearby

How 3 Ruby River Trl ranks against every home in each area.
MeasureThis homeWhitehall 59759Jefferson County
Estimated valuepricier than$541,24749% of homes45% of homes
Price per ft²pricier than$32735% of homes32% of homes
Living areabigger than1,655 ft²66% of homes61% of homes
Lot sizebigger than2.22 ac38% of homes46% of homes
Year builtnewer than201893% of homes92% of homes

About 3 Ruby River Trl

How much is 3 Ruby River Trl, Whitehall, MT worth?

The TopHap Estimate for 3 Ruby River Trl, Whitehall, MT is $541,247 as of Jul 14, 2026. The likely range is $512,185 to $570,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ruby River Trl, Whitehall, MT last sell?

3 Ruby River Trl, Whitehall, MT last sold on Jun 27, 2025, according to the county's recorded deed.

How big is 3 Ruby River Trl, Whitehall, MT?

3 Ruby River Trl, Whitehall, MT has 3 bedrooms, 2 bathrooms, 1,655 square feet of living space and a 2.22-acre lot.

When was 3 Ruby River Trl, Whitehall, MT built?

3 Ruby River Trl, Whitehall, MT was built in 2018, making it 8 years old. It is a ranch home. The building has 1 story.

What schools serve 3 Ruby River Trl, Whitehall, MT?

3 Ruby River Trl, Whitehall, MT is assigned to Whitehall High School (high), rated C; Whitehall Elementary School (elementary), rated B; Whitehall 6-8 (middle), rated A-. All sit in Whitehall High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ruby River Trl, Whitehall, MT compare to other homes in Whitehall 59759?

Among the 1,845 homes in Whitehall 59759, it is worth more than 49% of them ($541,247 against a typical $545,786), its price per square foot is higher than 35% of them ($327 against a typical $373), it is bigger than 66% of them (1,655 ft² against a typical 1,404 ft²), its lot is bigger than 38% of them (2.22 ac against a typical 5.07 ac) and it is newer than 93% of them (2018 against a typical 1985). Measured against all of Jefferson County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ruby River Trl, Whitehall, MT?

The 2025 property tax bill for 3 Ruby River Trl, Whitehall, MT was $2,470. The county assessed it at $554,900.

More homes on Ruby River Trl

Closest homes

More homes in Whitehall 59759

Assigned schools

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See this home in context

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