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Single Family ResidenceResidential
$554,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Jan 15, 2026

3009 BERTRAM ST

ROCA, NE 68430
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$555K
$538K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Jan 15, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,920
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.452%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
WEST GATE BANK · recorded Mar 18, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$810 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cavett Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
H
Southwest High SchoolC+
High · Grades 9–12 · 2.7 mi
M
Moore Middle SchoolA-
Middle · Grades 6–8 · 4.1 mi

District: Lincoln Public Schools

Neighborhood · ZIP 68430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,187
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3009 Bertram St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Lancaster County
  • Has a smaller lot than 85% of homes in Roca 68430

What homes are worth in Roca 68430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.5M

This home is worth more than 39% of homes in Roca 68430.

How it measures up in Roca 68430

The dot is this home. The mark in the middle is the typical home in Roca 68430.

Estimated value$554,900
CheaperTypical $599,305Pricier

Pricier than 39% of homes nearby

Lot size0.21 ac
SmallerTypical 3 acBigger

Bigger than 15% of homes nearby

How 3009 Bertram St ranks against every home in each area.
MeasureThis homeRoca 68430Lancaster County
Estimated valuepricier than$554,90039% of homes88% of homes
Lot sizebigger than0.21 ac15% of homes60% of homes

About 3009 Bertram St

How much is 3009 Bertram St, Roca, NE worth?

The TopHap Estimate for 3009 Bertram St, Roca, NE is $554,900 as of Jul 14, 2026. The likely range is $537,730 to $572,070. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3009 Bertram St, Roca, NE last sell?

3009 Bertram St, Roca, NE last sold on Jan 15, 2026 for $80,000, according to the county's recorded deed.

What schools serve 3009 Bertram St, Roca, NE?

3009 Bertram St, Roca, NE is assigned to Cavett Elementary School (elementary), rated A; Southwest High School (high), rated C+; Moore Middle School (middle), rated A-. All sit in Lincoln Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3009 Bertram St, Roca, NE compare to other homes in Roca 68430?

Among the 919 homes in Roca 68430, it is worth more than 39% of them ($554,900 against a typical $599,305) and its lot is bigger than 15% of them (0.21 ac against a typical 3 ac). Measured against all of Lancaster County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3009 Bertram St, Roca, NE?

The 2024 property tax bill for 3009 Bertram St, Roca, NE was $810. The county assessed it at $57,800.

More homes on Bertram St

Closest homes

More homes in Roca 68430

Assigned schools

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