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Single Family ResidenceResidential
$37,722$65 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $6,284,500 on Mar 18, 2026

3038 15TH ST

ROCKFORD, IL 61109
2
Beds
1
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$38K
$35K low$40K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$6,284,500 · Mar 18, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,722
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,178

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,582 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,358
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,224
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,189
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,746

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverdahl Elementary SchoolD+
Elementary · Grades KG–5 · 1.3 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 2.0 mi
M
RESA Middle SchoolD
Middle · Grades 6–8 · 3.4 mi

District: Rockford School District 205

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3038 15th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Rockford 61109
  • Costs less per square foot than 92% of homes in Winnebago County
  • Among the smallest homes in Winnebago County
  • Has a smaller lot than 98% of homes in Rockford 61109
  • Older than 84% of homes in Rockford 61109

What homes are worth in Rockford 61109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$398K

This home is worth less than almost all homes in Rockford 61109.

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Estimated value$37,722
CheaperTypical $198,920Pricier

Cheaper than almost all homes nearby

Price per ft²$65
CheaperTypical $87Pricier

Pricier than 11% of homes nearby

Living area576 ft²
SmallerTypical 1,900 ft²Bigger

Smaller than almost all homes nearby

Lot size0.13 ac
SmallerTypical 0.3 acBigger

Bigger than 2% of homes nearby

Year built1946
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 3038 15th St ranks against every home in each area.
MeasureThis homeRockford 61109Winnebago County
Estimated valuepricier than$37,722almost no homesalmost no homes
Price per ft²pricier than$6511% of homes8% of homes
Living areabigger than576 ft²almost no homesalmost no homes
Lot sizebigger than0.13 ac2% of homes4% of homes
Year builtnewer than194616% of homes22% of homes

About 3038 15th St

How much is 3038 15th St, Rockford, IL worth?

The TopHap Estimate for 3038 15th St, Rockford, IL is $37,722 as of Jul 14, 2026. The likely range is $35,336 to $40,108. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3038 15th St, Rockford, IL last sell?

3038 15th St, Rockford, IL last sold on Mar 18, 2026 for $6,284,500, according to the county's recorded deed.

How big is 3038 15th St, Rockford, IL?

3038 15th St, Rockford, IL has 2 bedrooms, 1 bathrooms, 576 square feet of living space and a 0.13-acre lot.

When was 3038 15th St, Rockford, IL built?

3038 15th St, Rockford, IL was built in 1946, making it 80 years old. It is a cottage home. The building has 1 story.

What schools serve 3038 15th St, Rockford, IL?

3038 15th St, Rockford, IL is assigned to Riverdahl Elementary School (elementary), rated D+; Jefferson High School (high), rated F; RESA Middle School (middle), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3038 15th St, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,747 homes in Rockford 61109, it is worth more than almost none of them ($37,722 against a typical $198,920), its price per square foot is higher than 11% of them ($65 against a typical $87), it is bigger than almost none of them (576 ft² against a typical 1,900 ft²), its lot is bigger than 2% of them (0.13 ac against a typical 0.3 ac) and it is newer than 16% of them (1946 against a typical 1970). Measured against all of Winnebago County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3038 15th St, Rockford, IL?

The 2025 property tax bill for 3038 15th St, Rockford, IL was $1,199. The county assessed it at $13,582.

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Assigned schools

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