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Single Family ResidenceResidential
$412,715$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Sep 16, 2025

3040 RICHMOND ST NW

GRAND RAPIDS, MI 49534
4
Beds
3
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,856 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$394K low$432K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Sep 16, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$19,960
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$15,968
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$392,755
UNITED WHOLESALE MORTGAGE · recorded Sep 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,075 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$164,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$141,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.04
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kenowa Hills Central Elementary SchoolB-
Elementary · Grades KG–5 · 1.8 mi
H
Kenowa Hills High SchoolC+
High · Grades 9–12 · 2.3 mi
M
Kenowa Hills Middle SchoolC
Middle · Grades 6–8 · 2.5 mi

District: Kenowa Hills Public Schools

Neighborhood · ZIP 49534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,527
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3040 Richmond St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Kent County
  • Costs more per square foot than 88% of homes in Grand Rapids 49534
  • Smaller than 66% of homes in Grand Rapids 49534
  • Has a smaller lot than 94% of homes in Kent County

What homes are worth in Grand Rapids 49534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$766K

This home is worth more than 65% of homes in Grand Rapids 49534.

How it measures up in Grand Rapids 49534

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49534.

Estimated value$412,715
CheaperTypical $366,720Pricier

Pricier than 65% of homes nearby

Price per ft²$318
CheaperTypical $250Pricier

Pricier than 88% of homes nearby

Living area1,296 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 34% of homes nearby

Lot size1,856 ft²
SmallerTypical 0.59 acBigger

Bigger than 20% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 49% of homes nearby

How 3040 Richmond St Nw ranks against every home in each area.
MeasureThis homeGrand Rapids 49534Kent County
Estimated valuepricier than$412,71565% of homes67% of homes
Price per ft²pricier than$31888% of homes85% of homes
Living areabigger than1,296 ft²34% of homes39% of homes
Lot sizebigger than1,856 ft²20% of homes6% of homes
Year builtnewer than198449% of homes64% of homes

About 3040 Richmond St Nw

How much is 3040 Richmond St Nw, Grand Rapids, MI worth?

The TopHap Estimate for 3040 Richmond St Nw, Grand Rapids, MI is $412,715 as of Jul 14, 2026. The likely range is $393,640 to $431,790. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3040 Richmond St Nw, Grand Rapids, MI last sell?

3040 Richmond St Nw, Grand Rapids, MI last sold on Sep 16, 2025 for $400,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3040 Richmond St Nw, Grand Rapids, MI?

3040 Richmond St Nw, Grand Rapids, MI has 4 bedrooms, 3 bathrooms, 1,296 square feet of living space and a 0.04-acre lot.

When was 3040 Richmond St Nw, Grand Rapids, MI built?

3040 Richmond St Nw, Grand Rapids, MI was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 3040 Richmond St Nw, Grand Rapids, MI?

3040 Richmond St Nw, Grand Rapids, MI is assigned to Kenowa Hills Central Elementary School (elementary), rated B-; Kenowa Hills High School (high), rated C+; Kenowa Hills Middle School (middle), rated C. All sit in Kenowa Hills Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3040 Richmond St Nw, Grand Rapids, MI compare to other homes in Grand Rapids 49534?

Among the 6,913 homes in Grand Rapids 49534, it is worth more than 65% of them ($412,715 against a typical $366,720), its price per square foot is higher than 88% of them ($318 against a typical $250), it is bigger than 34% of them (1,296 ft² against a typical 1,480 ft²), its lot is bigger than 20% of them (1,856 ft² against a typical 0.59 ac) and it is newer than 49% of them (1984 against a typical 1985). Measured against all of Kent County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3040 Richmond St Nw, Grand Rapids, MI?

The 2025 property tax bill for 3040 Richmond St Nw, Grand Rapids, MI was $7,075. The county assessed it at $164,900.

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Assigned schools

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See this home in context

Open 3040 Richmond St Nwon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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