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TownhouseResidential
$227,831$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

305 E RUTLEDGE AVE

GAFFNEY, SC 29340
0
Baths
1,379 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$228K
$208K low$248K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,031
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,825
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$86,800
FIRST PIEDMONT FED'L S&L · recorded Jan 21, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
FIRST PIEDMONT FED'L S&L ASSN

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$528 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,870 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.0.04
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Limestone-Central Elementary SchoolD
Elementary · Grades PK–5 · 1.7 mi
H
Gaffney High SchoolD+
High · Grades 9–12 · 1.8 mi

District: Cherokee County School District

Neighborhood · ZIP 29340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,363
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 E Rutledge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Gaffney 29340
  • Costs more per square foot than 84% of homes in Gaffney 29340
  • Among the smallest lots in Gaffney 29340

What homes are worth in Gaffney 29340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$458K

This home is worth more than 74% of homes in Gaffney 29340.

How it measures up in Gaffney 29340

The dot is this home. The mark in the middle is the typical home in Gaffney 29340.

Estimated value$227,831
CheaperTypical $156,534Pricier

Pricier than 74% of homes nearby

Price per ft²$165
CheaperTypical $120Pricier

Pricier than 84% of homes nearby

Living area1,379 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 57% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.71 acBigger

Smaller than almost all homes nearby

Year built1981
OlderTypical 1975Newer

Newer than 59% of homes nearby

How 305 E Rutledge Ave ranks against every home in each area.
MeasureThis homeGaffney 29340Cherokee County
Estimated valuepricier than$227,83174% of homes59% of homes
Price per ft²pricier than$16584% of homes73% of homes
Living areabigger than1,379 ft²57% of homes48% of homes
Lot sizebigger than1,742 ft²almost no homesalmost no homes
Year builtnewer than198159% of homes46% of homes

About 305 E Rutledge Ave

How much is 305 E Rutledge Ave, Gaffney, SC worth?

The TopHap Estimate for 305 E Rutledge Ave, Gaffney, SC is $227,831 as of Jul 14, 2026. The likely range is $207,658 to $248,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 305 E Rutledge Ave, Gaffney, SC?

305 E Rutledge Ave, Gaffney, SC has 1,379 square feet of living space and a 0.04-acre lot.

When was 305 E Rutledge Ave, Gaffney, SC built?

305 E Rutledge Ave, Gaffney, SC was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 305 E Rutledge Ave, Gaffney, SC?

305 E Rutledge Ave, Gaffney, SC is assigned to Limestone-Central Elementary School (elementary), rated D; Gaffney High School (high), rated D+. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 E Rutledge Ave, Gaffney, SC compare to other homes in Gaffney 29340?

Among the 8,040 homes in Gaffney 29340, it is worth more than 74% of them ($227,831 against a typical $156,534), its price per square foot is higher than 84% of them ($165 against a typical $120), it is bigger than 57% of them (1,379 ft² against a typical 1,302 ft²), its lot is bigger than almost none of them (1,742 ft² against a typical 0.71 ac) and it is newer than 59% of them (1981 against a typical 1975). Measured against all of Cherokee County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 E Rutledge Ave, Gaffney, SC?

The 2025 property tax bill for 305 E Rutledge Ave, Gaffney, SC was $528. The county assessed it at $4,870.

More homes on E Rutledge Ave

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Assigned schools

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