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Single Family ResidenceResidential
$1,134,325$506 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $875,000 on Jun 4, 2003

307 ROSE TER

LAKE FOREST, IL 60045
3 / 1
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$875,000 · Jun 4, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,825
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,860
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$552,500
BMO HARRIS BANK · recorded Aug 6, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$327,000
BMO HARRIS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,959 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,112 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,434
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,678
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$897,426

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 266 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake Forest High SchoolA
High · Grades 9–12 · 0.3 mi
E
Sheridan Elementary SchoolA+
Elementary · Grades PK–4 · 0.3 mi
M
Deer Path Middle School WestA+
Middle · Grades 7–8 · 1.0 mi

District: Lake Forest School District 67

Neighborhood · ZIP 60045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,049
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$182,935
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$257,314
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

307 Rose Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Lake County
  • Among the highest price per square foot in Lake County
  • Smaller than 78% of homes in Lake Forest 60045
  • Has a smaller lot than 81% of homes in Lake Forest 60045
  • Older than 93% of homes in Lake County

What homes are worth in Lake Forest 60045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$413K$4.2M

This home is worth more than 47% of homes in Lake Forest 60045.

How it measures up in Lake Forest 60045

The dot is this home. The mark in the middle is the typical home in Lake Forest 60045.

Estimated value$1,134,325
CheaperTypical $1,160,622Pricier

Pricier than 47% of homes nearby

Price per ft²$506
CheaperTypical $377Pricier

Pricier than 86% of homes nearby

Living area2,240 ft²
SmallerTypical 3,182 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.19 ac
SmallerTypical 0.53 acBigger

Bigger than 19% of homes nearby

Year built1933
OlderTypical 1974Newer

Newer than 12% of homes nearby

How 307 Rose Ter ranks against every home in each area.
MeasureThis homeLake Forest 60045Lake County
Estimated valuepricier than$1,134,32547% of homes94% of homes
Price per ft²pricier than$50686% of homesalmost all homes
Living areabigger than2,240 ft²22% of homes67% of homes
Lot sizebigger than0.19 ac19% of homes38% of homes
Year builtnewer than193312% of homes7% of homes

About 307 Rose Ter

How much is 307 Rose Ter, Lake Forest, IL worth?

The TopHap Estimate for 307 Rose Ter, Lake Forest, IL is $1,134,325 as of Jul 14, 2026. The likely range is $1,076,903 to $1,191,747. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 307 Rose Ter, Lake Forest, IL last sell?

307 Rose Ter, Lake Forest, IL last sold on Jun 4, 2003 for $875,000, according to the county's recorded deed.

How big is 307 Rose Ter, Lake Forest, IL?

307 Rose Ter, Lake Forest, IL has 3 bathrooms, 2,240 square feet of living space and a 0.19-acre lot.

When was 307 Rose Ter, Lake Forest, IL built?

307 Rose Ter, Lake Forest, IL was built in 1933, making it 93 years old. It is a conventional home. The building has 2 stories.

What schools serve 307 Rose Ter, Lake Forest, IL?

307 Rose Ter, Lake Forest, IL is assigned to Lake Forest High School (high), rated A; Sheridan Elementary School (elementary), rated A+; Deer Path Middle School West (middle), rated A+. All sit in Lake Forest School District 67. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 307 Rose Ter, Lake Forest, IL compare to other homes in Lake Forest 60045?

Among the 7,552 homes in Lake Forest 60045, it is worth more than 47% of them ($1,134,325 against a typical $1,160,622), its price per square foot is higher than 86% of them ($506 against a typical $377), it is bigger than 22% of them (2,240 ft² against a typical 3,182 ft²), its lot is bigger than 19% of them (0.19 ac against a typical 0.53 ac) and it is newer than 12% of them (1933 against a typical 1974). Measured against all of Lake County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 307 Rose Ter, Lake Forest, IL?

The 2024 property tax bill for 307 Rose Ter, Lake Forest, IL was $15,959. The county assessed it at $299,112.

More homes on Rose Ter

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Assigned schools

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