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Single Family ResidenceResidential
$247,931$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3082 RUFFLE DR

BARTLETT, TN 38134
3
Beds
2
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$229K low$266K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$216,884
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$173,507
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,047
NATIONAL BANK COMMERCE TR & SA · R · recorded Dec 27, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,706 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,425 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.7
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 288 ft²Porch · 170 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Altruria ElementaryB
Elementary · Grades PK–5 · 0.4 mi
M
Elmore Park Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
H
Bartlett High SchoolA-
High · Grades 9–12 · 1.6 mi

District: Bartlett City School District

Neighborhood · ZIP 38134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.221

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,347 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,582
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3082 Ruffle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Bartlett Woodlands East
  • Costs more per square foot than 71% of homes in Memphis 38134
  • Smaller than 75% of homes in Bartlett Woodlands East
  • Has a smaller lot than 86% of homes in Bartlett Woodlands East
  • Older than 95% of homes in Bartlett Woodlands East

What homes are worth in Memphis 38134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$347K

This home is worth more than 70% of homes in Memphis 38134.

How it measures up in Memphis 38134

The dot is this home. The mark in the middle is the typical home in Memphis 38134.

Estimated value$247,931
CheaperTypical $219,998Pricier

Pricier than 70% of homes nearby

Price per ft²$142
CheaperTypical $125Pricier

Pricier than 71% of homes nearby

Living area1,740 ft²
SmallerTypical 1,701 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.23 ac
SmallerTypical 0.24 acBigger

Bigger than 29% of homes nearby

Year built1974
OlderTypical 1975Newer

Newer than 48% of homes nearby

How 3082 Ruffle Dr ranks against every home in each area.
MeasureThis homeBartlett Woodlands EastMemphis 38134Shelby County
Estimated valuepricier than$247,9316% of homes70% of homes59% of homes
Price per ft²pricier than$14250% of homes71% of homes70% of homes
Living areabigger than1,740 ft²25% of homes53% of homes52% of homes
Lot sizebigger than0.23 ac14% of homes29% of homes47% of homes
Year builtnewer than19745% of homes48% of homes51% of homes

About 3082 Ruffle Dr

How much is 3082 Ruffle Dr, Bartlett, TN worth?

The TopHap Estimate for 3082 Ruffle Dr, Bartlett, TN is $247,931 as of Jul 14, 2026. The likely range is $229,422 to $266,440. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3082 Ruffle Dr, Bartlett, TN last sell?

3082 Ruffle Dr, Bartlett, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3082 Ruffle Dr, Bartlett, TN?

3082 Ruffle Dr, Bartlett, TN has 3 bedrooms, 2 bathrooms, 1,740 square feet of living space and a 0.23-acre lot.

When was 3082 Ruffle Dr, Bartlett, TN built?

3082 Ruffle Dr, Bartlett, TN was built in 1974, making it 52 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3082 Ruffle Dr, Bartlett, TN?

3082 Ruffle Dr, Bartlett, TN is assigned to Altruria Elementary (elementary), rated B; Elmore Park Middle School (middle), rated A-; Bartlett High School (high), rated A-. All sit in Bartlett City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3082 Ruffle Dr, Bartlett, TN compare to other homes in Memphis 38134?

Among the 10,233 homes in Memphis 38134, it is worth more than 70% of them ($247,931 against a typical $219,998), its price per square foot is higher than 71% of them ($142 against a typical $125), it is bigger than 53% of them (1,740 ft² against a typical 1,701 ft²), its lot is bigger than 29% of them (0.23 ac against a typical 0.24 ac) and it is newer than 48% of them (1974 against a typical 1975). Measured against all of Shelby County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3082 Ruffle Dr, Bartlett, TN?

The 2025 property tax bill for 3082 Ruffle Dr, Bartlett, TN was $1,706. The county assessed it at $63,425.

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