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Single Family ResidenceResidential
$286,315$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $169,900 on Sep 5, 2017

3085 RUFFLE DR

BARTLETT, TN 38134
4
Beds
2
Baths
3,110 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$286K
$278K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,900 · Sep 5, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,493
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,822
BRIGHTON BK · recorded Sep 5, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,931 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.7
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Altruria ElementaryB
Elementary · Grades PK–5 · 0.4 mi
M
Elmore Park Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
H
Bartlett High SchoolA-
High · Grades 9–12 · 1.6 mi

District: Bartlett City School District

Neighborhood · ZIP 38134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.221

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,347 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,582
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3085 Ruffle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Memphis 38134
  • Costs less per square foot than 98% of homes in Bartlett Woodlands East
  • Bigger than 94% of homes in Memphis 38134
  • Older than 90% of homes in Bartlett Woodlands East

What homes are worth in Memphis 38134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$354K

This home is worth more than 88% of homes in Memphis 38134.

How it measures up in Memphis 38134

The dot is this home. The mark in the middle is the typical home in Memphis 38134.

Estimated value$286,315
CheaperTypical $220,065Pricier

Pricier than 88% of homes nearby

Price per ft²$92
CheaperTypical $125Pricier

Pricier than 14% of homes nearby

Living area3,110 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.24 ac
SmallerTypical 0.24 acBigger

Bigger than 49% of homes nearby

Year built1976
OlderTypical 1975Newer

Newer than 58% of homes nearby

How 3085 Ruffle Dr ranks against every home in each area.
MeasureThis homeBartlett Woodlands EastMemphis 38134Shelby County
Estimated valuepricier than$286,31530% of homes88% of homes67% of homes
Price per ft²pricier than$922% of homes14% of homes31% of homes
Living areabigger than3,110 ft²84% of homes94% of homes82% of homes
Lot sizebigger than0.24 ac48% of homes49% of homes54% of homes
Year builtnewer than197610% of homes58% of homes53% of homes

About 3085 Ruffle Dr

How much is 3085 Ruffle Dr, Bartlett, TN worth?

The TopHap Estimate for 3085 Ruffle Dr, Bartlett, TN is $286,315 as of Jul 14, 2026. The likely range is $278,429 to $294,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3085 Ruffle Dr, Bartlett, TN last sell?

3085 Ruffle Dr, Bartlett, TN last sold on Sep 5, 2017 for $169,900, according to the county's recorded deed.

How big is 3085 Ruffle Dr, Bartlett, TN?

3085 Ruffle Dr, Bartlett, TN has 4 bedrooms, 2 bathrooms, 3,110 square feet of living space and a 0.24-acre lot.

When was 3085 Ruffle Dr, Bartlett, TN built?

3085 Ruffle Dr, Bartlett, TN was built in 1976, making it 50 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3085 Ruffle Dr, Bartlett, TN?

3085 Ruffle Dr, Bartlett, TN is assigned to Altruria Elementary (elementary), rated B; Elmore Park Middle School (middle), rated A-; Bartlett High School (high), rated A-. All sit in Bartlett City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3085 Ruffle Dr, Bartlett, TN compare to other homes in Memphis 38134?

Among the 10,233 homes in Memphis 38134, it is worth more than 88% of them ($286,315 against a typical $220,065), its price per square foot is higher than 14% of them ($92 against a typical $125), it is bigger than 94% of them (3,110 ft² against a typical 1,700 ft²), its lot is bigger than 49% of them (0.24 ac against a typical 0.24 ac) and it is newer than 58% of them (1976 against a typical 1975). Measured against all of Shelby County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3085 Ruffle Dr, Bartlett, TN?

The 2025 property tax bill for 3085 Ruffle Dr, Bartlett, TN was $1,931. The county assessed it at $71,800.

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