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Single Family ResidenceResidential
$123,390$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,190 on Dec 2, 2025

309 RIDGE ST

UNIVERSAL, IN 47884
2
Beds
1
Baths
1,935 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$123K
$95K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,190 · Dec 2, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,390
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,712

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$31,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVERMILLION
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 70 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van Duyn Elementary SchoolC+
Elementary · Grades KG–4 · 2.7 mi
M
South Vermillion Middle SchoolB-
Middle · Grades 5–8 · 4.9 mi
H
South Vermillion High SchoolA
High · Grades 9–12 · 5.0 mi

District: South Vermillion Community School Corporation

Neighborhood · ZIP 47884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.6
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,430
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Universal 47884
  • Costs less per square foot than 82% of homes in Vermillion County
  • Bigger than 94% of homes in Universal 47884
  • Has a smaller lot than 76% of homes in Universal 47884
  • Older than 76% of homes in Vermillion County

What homes are worth in Universal 47884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$211K

This home is worth more than 83% of homes in Universal 47884.

How it measures up in Universal 47884

The dot is this home. The mark in the middle is the typical home in Universal 47884.

Estimated value$123,390
CheaperTypical $79,064Pricier

Pricier than 83% of homes nearby

Price per ft²$64
CheaperTypical $71Pricier

Pricier than 26% of homes nearby

Living area1,935 ft²
SmallerTypical 1,147 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.21 ac
SmallerTypical 0.35 acBigger

Bigger than 24% of homes nearby

Year built1913
OlderTypical 1926Newer

Newer than 26% of homes nearby

How 309 Ridge St ranks against every home in each area.
MeasureThis homeUniversal 47884Vermillion County
Estimated valuepricier than$123,39083% of homes48% of homes
Price per ft²pricier than$6426% of homes18% of homes
Living areabigger than1,935 ft²94% of homes79% of homes
Lot sizebigger than0.21 ac24% of homes26% of homes
Year builtnewer than191326% of homes24% of homes

About 309 Ridge St

How much is 309 Ridge St, Universal, IN worth?

The TopHap Estimate for 309 Ridge St, Universal, IN is $123,390 as of Jul 14, 2026. The likely range is $95,440 to $151,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Ridge St, Universal, IN last sell?

309 Ridge St, Universal, IN last sold on Dec 2, 2025 for $1,190, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 309 Ridge St, Universal, IN?

309 Ridge St, Universal, IN has 2 bedrooms, 1 bathrooms, 1,935 square feet of living space and a 0.21-acre lot.

When was 309 Ridge St, Universal, IN built?

309 Ridge St, Universal, IN was built in 1913, making it 113 years old. The building has 1 story.

What schools serve 309 Ridge St, Universal, IN?

309 Ridge St, Universal, IN is assigned to Van Duyn Elementary School (elementary), rated C+; South Vermillion Middle School (middle), rated B-; South Vermillion High School (high), rated A. All sit in South Vermillion Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Ridge St, Universal, IN compare to other homes in Universal 47884?

Among the 157 homes in Universal 47884, it is worth more than 83% of them ($123,390 against a typical $79,064), its price per square foot is higher than 26% of them ($64 against a typical $71), it is bigger than 94% of them (1,935 ft² against a typical 1,147 ft²), its lot is bigger than 24% of them (0.21 ac against a typical 0.35 ac) and it is newer than 26% of them (1913 against a typical 1926). Measured against all of Vermillion County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Ridge St, Universal, IN?

The 2025 property tax bill for 309 Ridge St, Universal, IN was $634. The county assessed it at $31,700.

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Assigned schools

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See this home in context

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