Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,247,900$309 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3090 PROSPECT RD

RUTLEDGE, GA 30663
4
Beds
5 / 1
Baths
4,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.75 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1.1M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,247,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$998,320

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,203 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$391,592 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,592
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$373,223
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$978,981

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.14
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.5.75
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool (Unspecified), Heated
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 824 ft²Patio · 1,280 ft²Porch · 592 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan County Primary School
Elementary · Grades PK–2 · 9.1 mi
H
Morgan County High SchoolA
High · Grades 9–12 · 9.2 mi
M
Morgan County Middle SchoolB
Middle · Grades 6–8 · 9.2 mi

District: Morgan County School District

Neighborhood · ZIP 30663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,554
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3090 Prospect Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Rutledge 30663
  • Costs more per square foot than 82% of homes in Rutledge 30663
  • Bigger than 97% of homes in Rutledge 30663
  • Has a bigger lot than 74% of homes in Morgan County
  • Newer than 95% of homes in Rutledge 30663

What homes are worth in Rutledge 30663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.5M

This home is worth more than 96% of homes in Rutledge 30663.

How it measures up in Rutledge 30663

The dot is this home. The mark in the middle is the typical home in Rutledge 30663.

Estimated value$1,247,900
CheaperTypical $449,900Pricier

Pricier than 96% of homes nearby

Price per ft²$309
CheaperTypical $216Pricier

Pricier than 82% of homes nearby

Living area4,044 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 97% of homes nearby

Lot size5.75 ac
SmallerTypical 3.95 acBigger

Bigger than 72% of homes nearby

Year built2020
OlderTypical 1997Newer

Newer than 95% of homes nearby

How 3090 Prospect Rd ranks against every home in each area.
MeasureThis homeRutledge 30663Morgan County
Estimated valuepricier than$1,247,90096% of homes95% of homes
Price per ft²pricier than$30982% of homes78% of homes
Living areabigger than4,044 ft²97% of homes95% of homes
Lot sizebigger than5.75 ac72% of homes74% of homes
Year builtnewer than202095% of homes92% of homes

About 3090 Prospect Rd

How much is 3090 Prospect Rd, Rutledge, GA worth?

The TopHap Estimate for 3090 Prospect Rd, Rutledge, GA is $1,247,900 as of Jul 14, 2026. The likely range is $1,132,487 to $1,363,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3090 Prospect Rd, Rutledge, GA last sell?

3090 Prospect Rd, Rutledge, GA last sold on Nov 21, 2003, according to the county's recorded deed.

How big is 3090 Prospect Rd, Rutledge, GA?

3090 Prospect Rd, Rutledge, GA has 4 bedrooms, 5 bathrooms, 4,044 square feet of living space and a 5.75-acre lot.

When was 3090 Prospect Rd, Rutledge, GA built?

3090 Prospect Rd, Rutledge, GA was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 3090 Prospect Rd, Rutledge, GA?

3090 Prospect Rd, Rutledge, GA is assigned to Morgan County Primary School (elementary); Morgan County High School (high), rated A; Morgan County Middle School (middle), rated B. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3090 Prospect Rd, Rutledge, GA compare to other homes in Rutledge 30663?

Among the 1,274 homes in Rutledge 30663, it is worth more than 96% of them ($1,247,900 against a typical $449,900), its price per square foot is higher than 82% of them ($309 against a typical $216), it is bigger than 97% of them (4,044 ft² against a typical 1,904 ft²), its lot is bigger than 72% of them (5.75 ac against a typical 3.95 ac) and it is newer than 95% of them (2020 against a typical 1997). Measured against all of Morgan County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3090 Prospect Rd, Rutledge, GA?

The 2025 property tax bill for 3090 Prospect Rd, Rutledge, GA was $8,203. The county assessed it at $391,592.

More homes on Prospect Rd

Closest homes

More homes in Rutledge 30663

Assigned schools

Explore the area

See this home in context

Open 3090 Prospect Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map