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Single Family ResidentialResidential
$190,785
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31320 STATE ROUTE 31

RICHWOOD, OH 43344
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$191K
$156K low$225K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$70,785
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$56,628
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
RELIANCE FIRST CAPITAL LLC · recorded Jan 12, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,780 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,510
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$25,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 60 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Union Middle SchoolC
Middle · Grades 6–8 · 8.0 mi
E
North Union Elementary SchoolA-
Elementary · Grades PK–5 · 8.1 mi
H
North Union High SchoolB
High · Grades 9–12 · 8.3 mi

District: North Union Local School District

Neighborhood · ZIP 43344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.188
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,233
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31320 State Route 31 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Union County
  • Has a bigger lot than 67% of homes in Union County

What homes are worth in Richwood 43344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$705K

This home is worth more than 31% of homes in Richwood 43344.

How it measures up in Richwood 43344

The dot is this home. The mark in the middle is the typical home in Richwood 43344.

Estimated value$190,785
CheaperTypical $240,611Pricier

Pricier than 31% of homes nearby

Lot size1 ac
SmallerTypical 1.32 acBigger

Bigger than 46% of homes nearby

How 31320 State Route 31 ranks against every home in each area.
MeasureThis homeRichwood 43344Union County
Estimated valuepricier than$190,78531% of homes7% of homes
Lot sizebigger than1 ac46% of homes67% of homes

About 31320 State Route 31

How much is 31320 State Route 31, Richwood, OH worth?

The TopHap Estimate for 31320 State Route 31, Richwood, OH is $190,785 as of Jul 14, 2026. The likely range is $156,341 to $225,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31320 State Route 31, Richwood, OH last sell?

31320 State Route 31, Richwood, OH last sold on Dec 22, 2021, according to the county's recorded deed.

What schools serve 31320 State Route 31, Richwood, OH?

31320 State Route 31, Richwood, OH is assigned to North Union Middle School (middle), rated C; North Union Elementary School (elementary), rated A-; North Union High School (high), rated B. All sit in North Union Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31320 State Route 31, Richwood, OH compare to other homes in Richwood 43344?

Among the 2,499 homes in Richwood 43344, it is worth more than 31% of them ($190,785 against a typical $240,611) and its lot is bigger than 46% of them (1 ac against a typical 1.32 ac). Measured against all of Union County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31320 State Route 31, Richwood, OH?

The 2025 property tax bill for 31320 State Route 31, Richwood, OH was $320. The county assessed it at $8,780.

More homes on State Route 31

Closest homes

More homes in Richwood 43344

Assigned schools

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