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Single Family ResidenceResidential
$575,922$354 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

32 RUTH LN

RIDGE, NY 11961
3
Beds
2
Baths
1,628 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$576K
$545K low$607K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$514,922
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$411,938
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,000
WASHINGTON MUTUAL FSB · recorded Mar 13, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,798 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$604,167

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.119 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUFFOLK
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 11961These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.786 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,002
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

32 Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Suffolk County
  • Costs less per square foot than 73% of homes in Suffolk County
  • Bigger than 75% of homes in Ridge 11961
  • Has a bigger lot than 98% of homes in Ridge 11961
  • Older than 92% of homes in Ridge 11961

What homes are worth in Ridge 11961

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$904K

This home is worth more than 68% of homes in Ridge 11961.

How it measures up in Ridge 11961

The dot is this home. The mark in the middle is the typical home in Ridge 11961.

Estimated value$575,922
CheaperTypical $510,545Pricier

Pricier than 68% of homes nearby

Price per ft²$354
CheaperTypical $359Pricier

Pricier than 47% of homes nearby

Living area1,628 ft²
SmallerTypical 1,308 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.5 ac
SmallerTypical 0.14 acBigger

Bigger than 98% of homes nearby

Year built1955
OlderTypical 1977Newer

Newer than 8% of homes nearby

How 32 Ruth Ln ranks against every home in each area.
MeasureThis homeRidge 11961Suffolk County
Estimated valuepricier than$575,92268% of homes22% of homes
Price per ft²pricier than$35447% of homes27% of homes
Living areabigger than1,628 ft²75% of homes47% of homes
Lot sizebigger than1.5 ac98% of homes96% of homes
Year builtnewer than19558% of homes23% of homes

About 32 Ruth Ln

How much is 32 Ruth Ln, Ridge, NY worth?

The TopHap Estimate for 32 Ruth Ln, Ridge, NY is $575,922 as of Jul 14, 2026. The likely range is $544,991 to $606,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 32 Ruth Ln, Ridge, NY last sell?

32 Ruth Ln, Ridge, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 32 Ruth Ln, Ridge, NY?

32 Ruth Ln, Ridge, NY has 3 bedrooms, 2 bathrooms and 1,628 square feet of living space.

When was 32 Ruth Ln, Ridge, NY built?

32 Ruth Ln, Ridge, NY was built in 1955, making it 71 years old. The building has 1 story.

How does 32 Ruth Ln, Ridge, NY compare to other homes in Ridge 11961?

Among the 6,063 homes in Ridge 11961, it is worth more than 68% of them ($575,922 against a typical $510,545), its price per square foot is higher than 47% of them ($354 against a typical $359), it is bigger than 75% of them (1,628 ft² against a typical 1,308 ft²), its lot is bigger than 98% of them (1.5 ac against a typical 0.14 ac) and it is newer than 8% of them (1955 against a typical 1977). Measured against all of Suffolk County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 32 Ruth Ln, Ridge, NY?

The 2024 property tax bill for 32 Ruth Ln, Ridge, NY was $11,798. The county assessed it at $2,900.

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