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Single Family ResidenceResidential
$608,764$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $577,000 on Sep 22, 2025

20 RUTH LN

RIDGE, NY 11961
4
Beds
1
Baths
1,724 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$609K
$568K low$649K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$577,000 · Sep 22, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$56,764
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,411
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$552,000
JPMORGAN CHASE BANK NA · recorded Sep 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,400 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,575 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,325
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$536,458

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.151 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySUFFOLK
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Neighborhood · ZIP 11961These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.786 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,002
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ruth Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Ridge 11961
  • Costs less per square foot than 73% of homes in Suffolk County
  • Bigger than 82% of homes in Ridge 11961
  • Has a bigger lot than 93% of homes in Ridge 11961

What homes are worth in Ridge 11961

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$904K

This home is worth more than 75% of homes in Ridge 11961.

How it measures up in Ridge 11961

The dot is this home. The mark in the middle is the typical home in Ridge 11961.

Estimated value$608,764
CheaperTypical $510,545Pricier

Pricier than 75% of homes nearby

Price per ft²$353
CheaperTypical $359Pricier

Pricier than 46% of homes nearby

Living area1,724 ft²
SmallerTypical 1,308 ft²Bigger

Bigger than 82% of homes nearby

Lot size1 ac
SmallerTypical 0.14 acBigger

Bigger than 93% of homes nearby

Year built1976
OlderTypical 1977Newer

Newer than 48% of homes nearby

How 20 Ruth Ln ranks against every home in each area.
MeasureThis homeRidge 11961Suffolk County
Estimated valuepricier than$608,76475% of homes30% of homes
Price per ft²pricier than$35346% of homes27% of homes
Living areabigger than1,724 ft²82% of homes52% of homes
Lot sizebigger than1 ac93% of homes92% of homes
Year builtnewer than197648% of homes63% of homes

About 20 Ruth Ln

How much is 20 Ruth Ln, Ridge, NY worth?

The TopHap Estimate for 20 Ruth Ln, Ridge, NY is $608,764 as of Jul 14, 2026. The likely range is $568,033 to $649,495. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ruth Ln, Ridge, NY last sell?

20 Ruth Ln, Ridge, NY last sold on Sep 22, 2025 for $577,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20 Ruth Ln, Ridge, NY?

20 Ruth Ln, Ridge, NY has 4 bedrooms, 1 bathrooms and 1,724 square feet of living space.

When was 20 Ruth Ln, Ridge, NY built?

20 Ruth Ln, Ridge, NY was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

How does 20 Ruth Ln, Ridge, NY compare to other homes in Ridge 11961?

Among the 6,063 homes in Ridge 11961, it is worth more than 75% of them ($608,764 against a typical $510,545), its price per square foot is higher than 46% of them ($353 against a typical $359), it is bigger than 82% of them (1,724 ft² against a typical 1,308 ft²), its lot is bigger than 93% of them (1 ac against a typical 0.14 ac) and it is newer than 48% of them (1976 against a typical 1977). Measured against all of Suffolk County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ruth Ln, Ridge, NY?

The 2024 property tax bill for 20 Ruth Ln, Ridge, NY was $10,400. The county assessed it at $2,575.

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