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Single Family ResidenceResidential
$686,087$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Apr 19, 2012

321 RIVER ROCK RD

AMHERST, VA 24521
3
Beds
4 / 2
Baths
2,915 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$686K
$566K low$806K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Apr 19, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$686,087
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$548,870

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,254 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,116,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$938,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$919,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,116,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.11.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 872 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tye River Elementary SchoolB-
Elementary · Grades PK–5 · 6.7 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 8.3 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 8.4 mi

District: Nelson County Public Schools

Neighborhood · ZIP 24521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,438
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,710
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 River Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Amherst 24521
  • Costs more per square foot than 74% of homes in Amherst 24521
  • Bigger than 94% of homes in Amherst 24521
  • Has a bigger lot than 85% of homes in Nelson County
  • Among the newest homes in Amherst 24521

What homes are worth in Amherst 24521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$976K

This home is worth more than 94% of homes in Amherst 24521.

How it measures up in Amherst 24521

The dot is this home. The mark in the middle is the typical home in Amherst 24521.

Estimated value$686,087
CheaperTypical $291,087Pricier

Pricier than 94% of homes nearby

Price per ft²$235
CheaperTypical $190Pricier

Pricier than 74% of homes nearby

Living area2,915 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 94% of homes nearby

Lot size11.51 ac
SmallerTypical 2.59 acBigger

Bigger than 79% of homes nearby

Year built2021
OlderTypical 1979Newer

Newer than almost all homes nearby

How 321 River Rock Rd ranks against every home in each area.
MeasureThis homeAmherst 24521Nelson County
Estimated valuepricier than$686,08794% of homes89% of homes
Price per ft²pricier than$23574% of homes44% of homes
Living areabigger than2,915 ft²94% of homes93% of homes
Lot sizebigger than11.51 ac79% of homes85% of homes
Year builtnewer than2021almost all homes97% of homes

About 321 River Rock Rd

How much is 321 River Rock Rd, Amherst, VA worth?

The TopHap Estimate for 321 River Rock Rd, Amherst, VA is $686,087 as of Jul 14, 2026. The likely range is $565,738 to $806,436. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 River Rock Rd, Amherst, VA last sell?

321 River Rock Rd, Amherst, VA last sold on Apr 19, 2012 for $175,000, according to the county's recorded deed.

How big is 321 River Rock Rd, Amherst, VA?

321 River Rock Rd, Amherst, VA has 3 bedrooms, 4 bathrooms, 2,915 square feet of living space and a 11.51-acre lot.

When was 321 River Rock Rd, Amherst, VA built?

321 River Rock Rd, Amherst, VA was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 321 River Rock Rd, Amherst, VA?

321 River Rock Rd, Amherst, VA is assigned to Tye River Elementary School (elementary), rated B-; Nelson County High School (high), rated C-; Nelson Middle School (middle), rated B+. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 River Rock Rd, Amherst, VA compare to other homes in Amherst 24521?

Among the 4,673 homes in Amherst 24521, it is worth more than 94% of them ($686,087 against a typical $291,087), its price per square foot is higher than 74% of them ($235 against a typical $190), it is bigger than 94% of them (2,915 ft² against a typical 1,512 ft²), its lot is bigger than 79% of them (11.51 ac against a typical 2.59 ac) and it is newer than almost all of them (2021 against a typical 1979). Measured against all of Nelson County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 River Rock Rd, Amherst, VA?

The 2026 property tax bill for 321 River Rock Rd, Amherst, VA was $6,254. The county assessed it at $1,116,800.

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