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Rural ResidenceResidential
$455,782$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

321 ROSSER RANCH RD

GRAHAM, TX 76450
3
Beds
2
Baths
2,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.

Valuation

$456K
$420K low$492K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$217,282
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$173,826
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$238,500
LISA MICHELLE KINKEAD · recorded Jun 5, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,930 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$366,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$375,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,540

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
84
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyYoung
Lot (acres)The size of the land the home sits on, from county records.1.87
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 656 ft²Porch · 252 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Graham High SchoolB-
High · Grades 9–12 · 4.6 mi
E
Graham Elementary SchoolC
Elementary · Grades PK–5 · 5.0 mi
M
Graham Jr High SchoolB
Middle · Grades 6–8 · 5.1 mi

District: Graham Independent School District

Neighborhood · ZIP 76450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,278
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Rosser Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Young County
  • Costs more per square foot than 83% of homes in Young County
  • Bigger than 88% of homes in Young County
  • Has a bigger lot than 76% of homes in Graham 76450
  • Newer than 68% of homes in Young County

What homes are worth in Graham 76450

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$1.7M

This home is worth more than 81% of homes in Graham 76450.

How it measures up in Graham 76450

The dot is this home. The mark in the middle is the typical home in Graham 76450.

Estimated value$455,782
CheaperTypical $208,558Pricier

Pricier than 81% of homes nearby

Price per ft²$183
CheaperTypical $127Pricier

Pricier than 75% of homes nearby

Living area2,488 ft²
SmallerTypical 1,505 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.87 ac
SmallerTypical 0.41 acBigger

Bigger than 76% of homes nearby

Year built1980
OlderTypical 1972Newer

Newer than 62% of homes nearby

How 321 Rosser Ranch Rd ranks against every home in each area.
MeasureThis homeGraham 76450Young County
Estimated valuepricier than$455,78281% of homes89% of homes
Price per ft²pricier than$18375% of homes83% of homes
Living areabigger than2,488 ft²86% of homes88% of homes
Lot sizebigger than1.87 ac76% of homes74% of homes
Year builtnewer than198062% of homes68% of homes

About 321 Rosser Ranch Rd

How much is 321 Rosser Ranch Rd, Graham, TX worth?

The TopHap Estimate for 321 Rosser Ranch Rd, Graham, TX is $455,782 as of Jul 14, 2026. The likely range is $419,824 to $491,740. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Rosser Ranch Rd, Graham, TX last sell?

321 Rosser Ranch Rd, Graham, TX last sold on May 19, 2020, according to the county's recorded deed.

How big is 321 Rosser Ranch Rd, Graham, TX?

321 Rosser Ranch Rd, Graham, TX has 3 bedrooms, 2 bathrooms, 2,488 square feet of living space and a 1.87-acre lot.

When was 321 Rosser Ranch Rd, Graham, TX built?

321 Rosser Ranch Rd, Graham, TX was built in 1980, making it 46 years old.

What schools serve 321 Rosser Ranch Rd, Graham, TX?

321 Rosser Ranch Rd, Graham, TX is assigned to Graham High School (high), rated B-; Graham Elementary School (elementary), rated C; Graham Jr High School (middle), rated B. All sit in Graham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Rosser Ranch Rd, Graham, TX compare to other homes in Graham 76450?

Among the 6,809 homes in Graham 76450, it is worth more than 81% of them ($455,782 against a typical $208,558), its price per square foot is higher than 75% of them ($183 against a typical $127), it is bigger than 86% of them (2,488 ft² against a typical 1,505 ft²), its lot is bigger than 76% of them (1.87 ac against a typical 0.41 ac) and it is newer than 62% of them (1980 against a typical 1972). Measured against all of Young County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Rosser Ranch Rd, Graham, TX?

The 2025 property tax bill for 321 Rosser Ranch Rd, Graham, TX was $6,930. The county assessed it at $366,540.

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Closest homes

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Assigned schools

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