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Single Family ResidenceResidential
$365,000$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3386 ROCKY RIDGE RD

COSBY, TN 37722
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$365K
$332K low$398K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,850
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,480
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$183,150
UNITED WHOLESALE MORTGAGE · recorded Feb 24, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$870 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,725
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 392 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 1.0 mi
H
Cosby High SchoolD+
High · Grades 9–12 · 1.0 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3386 Rocky Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Cocke County
  • Costs more per square foot than 91% of homes in Cocke County
  • Newer than 78% of homes in Cocke County

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$800K

This home is worth more than 66% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$365,000
CheaperTypical $290,577Pricier

Pricier than 66% of homes nearby

Price per ft²$326
CheaperTypical $254Pricier

Pricier than 75% of homes nearby

Living area1,120 ft²
SmallerTypical 1,170 ft²Bigger

Bigger than 47% of homes nearby

Lot size1 ac
SmallerTypical 1.29 acBigger

Bigger than 42% of homes nearby

Year built2002
OlderTypical 1995Newer

Newer than 74% of homes nearby

How 3386 Rocky Ridge Rd ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$365,00066% of homes78% of homes
Price per ft²pricier than$32675% of homes91% of homes
Living areabigger than1,120 ft²47% of homes38% of homes
Lot sizebigger than1 ac42% of homes46% of homes
Year builtnewer than200274% of homes78% of homes

About 3386 Rocky Ridge Rd

How much is 3386 Rocky Ridge Rd, Cosby, TN worth?

The TopHap Estimate for 3386 Rocky Ridge Rd, Cosby, TN is $365,000 as of Jul 14, 2026. The likely range is $331,752 to $398,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3386 Rocky Ridge Rd, Cosby, TN last sell?

3386 Rocky Ridge Rd, Cosby, TN last sold on Feb 2, 2016, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3386 Rocky Ridge Rd, Cosby, TN?

3386 Rocky Ridge Rd, Cosby, TN has 2 bathrooms, 1,120 square feet of living space and a 1.00-acre lot.

When was 3386 Rocky Ridge Rd, Cosby, TN built?

3386 Rocky Ridge Rd, Cosby, TN was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 3386 Rocky Ridge Rd, Cosby, TN?

3386 Rocky Ridge Rd, Cosby, TN is assigned to Cosby Elementary School (elementary), rated B; Cosby High School (high), rated D+. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3386 Rocky Ridge Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,458 homes in Cosby 37722, it is worth more than 66% of them ($365,000 against a typical $290,577), its price per square foot is higher than 75% of them ($326 against a typical $254), it is bigger than 47% of them (1,120 ft² against a typical 1,170 ft²), its lot is bigger than 42% of them (1 ac against a typical 1.29 ac) and it is newer than 74% of them (2002 against a typical 1995). Measured against all of Cocke County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3386 Rocky Ridge Rd, Cosby, TN?

The 2025 property tax bill for 3386 Rocky Ridge Rd, Cosby, TN was $870. The county assessed it at $58,050.

More homes on Rocky Ridge Rd

Closest homes

More homes in Cosby 37722

Assigned schools

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