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Single Family ResidenceResidential
$386,970$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,600 on Aug 19, 2019

3403 RUIDOSO LN

MCKINNEY, TX 75070
3
Beds
2
Baths
1,929 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$387K
$372K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,600 · Aug 19, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,596
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$232,475
GUILD MTG · recorded Aug 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,086 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$406,116 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$290,616
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$410,181
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$406,116

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 70 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arthur H Mcneil Elementary SchoolB
Elementary · Grades KG–5 · 0.2 mi
M
Leonard Evans Jr Middle SchoolB+
Middle · Grades 6–8 · 2.5 mi
H
McKinney High SchoolB+
High · Grades 9–12 · 2.6 mi

District: McKinney Independent School District

Neighborhood · ZIP 75070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.71,722
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,840 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,516
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,687
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3403 Ruidoso Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in McKinney 75070
  • Smaller than 78% of homes in McKinney 75070
  • Has a bigger lot than 84% of homes in Seville of the Highlands
  • Older than 98% of homes in McKinney 75070

What homes are worth in McKinney 75070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$316K$1.1M

This home is worth more than 16% of homes in McKinney 75070.

How it measures up in McKinney 75070

The dot is this home. The mark in the middle is the typical home in McKinney 75070.

Estimated value$386,970
CheaperTypical $484,881Pricier

Pricier than 16% of homes nearby

Price per ft²$201
CheaperTypical $208Pricier

Pricier than 39% of homes nearby

Living area1,929 ft²
SmallerTypical 2,460 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 66% of homes nearby

Year built1991
OlderTypical 2006Newer

Newer than 2% of homes nearby

How 3403 Ruidoso Ln ranks against every home in each area.
MeasureThis homeSeville of the HighlandsMcKinney 75070Collin County
Estimated valuepricier than$386,97057% of homes16% of homes25% of homes
Price per ft²pricier than$20150% of homes39% of homes40% of homes
Living areabigger than1,929 ft²58% of homes22% of homes28% of homes
Lot sizebigger than0.16 ac84% of homes66% of homes35% of homes
Year builtnewer than199173% of homes2% of homes23% of homes

About 3403 Ruidoso Ln

How much is 3403 Ruidoso Ln, Mckinney, TX worth?

The TopHap Estimate for 3403 Ruidoso Ln, Mckinney, TX is $386,970 as of Jul 14, 2026. The likely range is $371,840 to $402,100. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3403 Ruidoso Ln, Mckinney, TX last sell?

3403 Ruidoso Ln, Mckinney, TX last sold on Aug 19, 2019 for $290,600, according to the county's recorded deed.

How big is 3403 Ruidoso Ln, Mckinney, TX?

3403 Ruidoso Ln, Mckinney, TX has 3 bedrooms, 2 bathrooms, 1,929 square feet of living space and a 0.16-acre lot.

When was 3403 Ruidoso Ln, Mckinney, TX built?

3403 Ruidoso Ln, Mckinney, TX was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 3403 Ruidoso Ln, Mckinney, TX?

3403 Ruidoso Ln, Mckinney, TX is assigned to Arthur H Mcneil Elementary School (elementary), rated B; Leonard Evans Jr Middle School (middle), rated B+; McKinney High School (high), rated B+. All sit in McKinney Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3403 Ruidoso Ln, Mckinney, TX compare to other homes in McKinney 75070?

Among the 15,670 homes in McKinney 75070, it is worth more than 16% of them ($386,970 against a typical $484,881), its price per square foot is higher than 39% of them ($201 against a typical $208), it is bigger than 22% of them (1,929 ft² against a typical 2,460 ft²), its lot is bigger than 66% of them (0.16 ac against a typical 0.14 ac) and it is newer than 2% of them (1991 against a typical 2006). Measured against all of Collin County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3403 Ruidoso Ln, Mckinney, TX?

The 2025 property tax bill for 3403 Ruidoso Ln, Mckinney, TX was $7,086. The county assessed it at $406,116.

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