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Single Family ResidenceResidential
$374,900$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $176,000 on Feb 14, 2019

3407 RATCHFORD DR

GASTONIA, NC 28056
3
Beds
2
Baths
2,035 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$375K
$321K low$428K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$176,000 · Feb 14, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$91,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,520
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$183,000
NFM INC · recorded Jun 10, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,817 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$254,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,990

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGASTON
Lot (acres)The size of the land the home sits on, from county records.0.89
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Oil
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 220 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Forestview High SchoolC-
High · Grades 9–12 · 2.6 mi
E
W. A. Bess Elementary SchoolC
Elementary · Grades PK–5 · 2.7 mi
M
Cramerton Middle SchoolA+
Middle · Grades 6–8 · 3.8 mi

District: Gaston County Schools

Neighborhood · ZIP 28056These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.821 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,808
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3407 Ratchford Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Gaston County
  • Bigger than 73% of homes in Gaston County
  • Has a bigger lot than 82% of homes in Gastonia 28056
  • Older than 96% of homes in Gastonia 28056

What homes are worth in Gastonia 28056

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$771K

This home is worth more than 56% of homes in Gastonia 28056.

How it measures up in Gastonia 28056

The dot is this home. The mark in the middle is the typical home in Gastonia 28056.

Estimated value$374,900
CheaperTypical $353,500Pricier

Pricier than 56% of homes nearby

Price per ft²$184
CheaperTypical $187Pricier

Pricier than 47% of homes nearby

Living area2,035 ft²
SmallerTypical 1,786 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.89 ac
SmallerTypical 0.4 acBigger

Bigger than 82% of homes nearby

Year built1947
OlderTypical 1989Newer

Newer than 4% of homes nearby

How 3407 Ratchford Dr ranks against every home in each area.
MeasureThis homeGastonia 28056Gaston County
Estimated valuepricier than$374,90056% of homes71% of homes
Price per ft²pricier than$18447% of homes52% of homes
Living areabigger than2,035 ft²60% of homes73% of homes
Lot sizebigger than0.89 ac82% of homes80% of homes
Year builtnewer than19474% of homes15% of homes

About 3407 Ratchford Dr

How much is 3407 Ratchford Dr, Gastonia, NC worth?

The TopHap Estimate for 3407 Ratchford Dr, Gastonia, NC is $374,900 as of Jul 14, 2026. The likely range is $321,372 to $428,428. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3407 Ratchford Dr, Gastonia, NC last sell?

3407 Ratchford Dr, Gastonia, NC last sold on Feb 14, 2019 for $176,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3407 Ratchford Dr, Gastonia, NC?

3407 Ratchford Dr, Gastonia, NC has 3 bedrooms, 2 bathrooms, 2,035 square feet of living space and a 0.89-acre lot.

When was 3407 Ratchford Dr, Gastonia, NC built?

3407 Ratchford Dr, Gastonia, NC was built in 1947, making it 79 years old. It is a conventional home. The building has 1 story.

What schools serve 3407 Ratchford Dr, Gastonia, NC?

3407 Ratchford Dr, Gastonia, NC is assigned to Forestview High School (high), rated C-; W. A. Bess Elementary School (elementary), rated C; Cramerton Middle School (middle), rated A+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3407 Ratchford Dr, Gastonia, NC compare to other homes in Gastonia 28056?

Among the 13,480 homes in Gastonia 28056, it is worth more than 56% of them ($374,900 against a typical $353,500), its price per square foot is higher than 47% of them ($184 against a typical $187), it is bigger than 60% of them (2,035 ft² against a typical 1,786 ft²), its lot is bigger than 82% of them (0.89 ac against a typical 0.4 ac) and it is newer than 4% of them (1947 against a typical 1989). Measured against all of Gaston County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3407 Ratchford Dr, Gastonia, NC?

The 2025 property tax bill for 3407 Ratchford Dr, Gastonia, NC was $1,817. The county assessed it at $254,460.

More homes on Ratchford Dr

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Assigned schools

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