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Single Family ResidenceResidential
$498,000$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3409 OSAGE RIVER TRL

PROSPER, TX 75078
0
Baths
2,171 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$498K
$464K low$532K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$238,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$190,400
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
TOYOTA FINANCIAL SAVINGS BANK · recorded Apr 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$700 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$420,645 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,034
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$380,169
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$382,405
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$505,203

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDenton
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 23 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Virgie Smothermon Elementary School
Elementary · Grades KG–5 · 1.0 mi
M
Pete Moseley Middle School
Middle · Grades 6–8 · 1.8 mi
H
Prosper High SchoolB+
High · Grades 9–12 · 2.4 mi

District: Prosper Independent School District

Neighborhood · ZIP 75078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$166,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$200,017
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3409 Osage River Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Prosper 75078
  • Costs more per square foot than 69% of homes in Denton County
  • Smaller than 91% of homes in Prosper 75078
  • Has a smaller lot than 86% of homes in Prosper 75078
  • Newer than 82% of homes in Denton County

What homes are worth in Prosper 75078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$371K$1.9M

This home is worth more than 10% of homes in Prosper 75078.

How it measures up in Prosper 75078

The dot is this home. The mark in the middle is the typical home in Prosper 75078.

Estimated value$498,000
CheaperTypical $795,211Pricier

Pricier than 10% of homes nearby

Price per ft²$229
CheaperTypical $240Pricier

Pricier than 41% of homes nearby

Living area2,171 ft²
SmallerTypical 3,423 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.15 ac
SmallerTypical 0.21 acBigger

Bigger than 14% of homes nearby

Year built2019
OlderTypical 2018Newer

Newer than 61% of homes nearby

How 3409 Osage River Trl ranks against every home in each area.
MeasureThis homeProsper 75078Denton County
Estimated valuepricier than$498,00010% of homes58% of homes
Price per ft²pricier than$22941% of homes69% of homes
Living areabigger than2,171 ft²9% of homes47% of homes
Lot sizebigger than0.15 ac14% of homes28% of homes
Year builtnewer than201961% of homes82% of homes

About 3409 Osage River Trl

How much is 3409 Osage River Trl, Prosper, TX worth?

The TopHap Estimate for 3409 Osage River Trl, Prosper, TX is $498,000 as of Jul 14, 2026. The likely range is $464,443 to $531,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3409 Osage River Trl, Prosper, TX last sell?

3409 Osage River Trl, Prosper, TX last sold on Apr 30, 2025, according to the county's recorded deed.

How big is 3409 Osage River Trl, Prosper, TX?

3409 Osage River Trl, Prosper, TX has 2,171 square feet of living space and a 0.15-acre lot.

When was 3409 Osage River Trl, Prosper, TX built?

3409 Osage River Trl, Prosper, TX was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 3409 Osage River Trl, Prosper, TX?

3409 Osage River Trl, Prosper, TX is assigned to Virgie Smothermon Elementary School (elementary); Pete Moseley Middle School (middle); Prosper High School (high), rated B+. All sit in Prosper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3409 Osage River Trl, Prosper, TX compare to other homes in Prosper 75078?

Among the 18,657 homes in Prosper 75078, it is worth more than 10% of them ($498,000 against a typical $795,211), its price per square foot is higher than 41% of them ($229 against a typical $240), it is bigger than 9% of them (2,171 ft² against a typical 3,423 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.21 ac) and it is newer than 61% of them (2019 against a typical 2018). Measured against all of Denton County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3409 Osage River Trl, Prosper, TX?

The 2024 property tax bill for 3409 Osage River Trl, Prosper, TX was $700. The county assessed it at $420,645.

More homes on Osage River Trl

Closest homes

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Assigned schools

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