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Single Family ResidenceResidential
$544,788$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3528 OSAGE RIVER TRL

PROSPER, TX 75078
4
Beds
3
Baths
2,850 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$545K
$509K low$580K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$544,788
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$435,830

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,057 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$589,648 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$136,422
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$453,226
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$568,482
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$589,648

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDenton
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Virgie Smothermon Elementary School
Elementary · Grades KG–5 · 0.9 mi
M
Pete Moseley Middle School
Middle · Grades 6–8 · 1.7 mi
H
Prosper High SchoolB+
High · Grades 9–12 · 2.5 mi

District: Prosper Independent School District

Neighborhood · ZIP 75078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$166,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$200,017
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3528 Osage River Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Prosper 75078
  • Costs less per square foot than 91% of homes in Prosper 75078
  • Smaller than 74% of homes in Prosper 75078
  • Has a smaller lot than 78% of homes in Prosper 75078
  • Newer than 85% of homes in Denton County

What homes are worth in Prosper 75078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$371K$1.9M

This home is worth more than 15% of homes in Prosper 75078.

How it measures up in Prosper 75078

The dot is this home. The mark in the middle is the typical home in Prosper 75078.

Estimated value$544,788
CheaperTypical $795,211Pricier

Pricier than 15% of homes nearby

Price per ft²$191
CheaperTypical $240Pricier

Pricier than 9% of homes nearby

Living area2,850 ft²
SmallerTypical 3,423 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 22% of homes nearby

Year built2020
OlderTypical 2018Newer

Newer than 68% of homes nearby

How 3528 Osage River Trl ranks against every home in each area.
MeasureThis homeProsper 75078Denton County
Estimated valuepricier than$544,78815% of homes65% of homes
Price per ft²pricier than$1919% of homes33% of homes
Living areabigger than2,850 ft²26% of homes71% of homes
Lot sizebigger than0.16 ac22% of homes36% of homes
Year builtnewer than202068% of homes85% of homes

About 3528 Osage River Trl

How much is 3528 Osage River Trl, Prosper, TX worth?

The TopHap Estimate for 3528 Osage River Trl, Prosper, TX is $544,788 as of Jul 14, 2026. The likely range is $509,393 to $580,183. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3528 Osage River Trl, Prosper, TX last sell?

3528 Osage River Trl, Prosper, TX last sold on May 14, 2021, according to the county's recorded deed.

How big is 3528 Osage River Trl, Prosper, TX?

3528 Osage River Trl, Prosper, TX has 4 bedrooms, 3 bathrooms, 2,850 square feet of living space and a 0.16-acre lot.

When was 3528 Osage River Trl, Prosper, TX built?

3528 Osage River Trl, Prosper, TX was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 3528 Osage River Trl, Prosper, TX?

3528 Osage River Trl, Prosper, TX is assigned to Virgie Smothermon Elementary School (elementary); Pete Moseley Middle School (middle); Prosper High School (high), rated B+. All sit in Prosper Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3528 Osage River Trl, Prosper, TX compare to other homes in Prosper 75078?

Among the 18,657 homes in Prosper 75078, it is worth more than 15% of them ($544,788 against a typical $795,211), its price per square foot is higher than 9% of them ($191 against a typical $240), it is bigger than 26% of them (2,850 ft² against a typical 3,423 ft²), its lot is bigger than 22% of them (0.16 ac against a typical 0.21 ac) and it is newer than 68% of them (2020 against a typical 2018). Measured against all of Denton County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3528 Osage River Trl, Prosper, TX?

The 2024 property tax bill for 3528 Osage River Trl, Prosper, TX was $1,057. The county assessed it at $589,648.

More homes on Osage River Trl

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Assigned schools

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