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Single Family ResidenceResidential
$446,275$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

346 ROME TER

ROAMING SHORES, OH 44084
4
Beds
2.5
Baths
1,745 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$446K
$376K low$517K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,275
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,220
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,000
PNC MORTGAGE · recorded Jun 22, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,687 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyASHTABULA
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 1,100 ft²Shed · 70 ft²Patio · 1,100 ft²Porch · 32 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Creek Elementary SchoolB-
Elementary · Grades KG–6 · 1.8 mi
H
Jefferson Area Sr High SchoolB+
High · Grades 9–12 · 6.4 mi
M
Jefferson Area Junior High SchoolB+
Middle · Grades 7–8 · 6.4 mi

District: Jefferson Area Local School District

Neighborhood · ZIP 44084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,406
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

346 Rome Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Ashtabula County
  • Costs more per square foot than 96% of homes in Ashtabula County
  • Bigger than 72% of homes in Ashtabula County
  • Among the smallest lots in Rock Creek 44084
  • Newer than 77% of homes in Ashtabula County

What homes are worth in Rock Creek 44084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$752K

This home is worth more than 85% of homes in Rock Creek 44084.

How it measures up in Rock Creek 44084

The dot is this home. The mark in the middle is the typical home in Rock Creek 44084.

Estimated value$446,275
CheaperTypical $235,702Pricier

Pricier than 85% of homes nearby

Price per ft²$256
CheaperTypical $153Pricier

Pricier than 85% of homes nearby

Living area1,745 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.2 ac
SmallerTypical 1 acBigger

Smaller than almost all homes nearby

Year built1982
OlderTypical 1981Newer

Newer than 51% of homes nearby

How 346 Rome Ter ranks against every home in each area.
MeasureThis homeRock Creek 44084Ashtabula County
Estimated valuepricier than$446,27585% of homes96% of homes
Price per ft²pricier than$25685% of homes96% of homes
Living areabigger than1,745 ft²65% of homes72% of homes
Lot sizebigger than0.2 acalmost no homes29% of homes
Year builtnewer than198251% of homes77% of homes

About 346 Rome Ter

How much is 346 Rome Ter, Roaming Shores, OH worth?

The TopHap Estimate for 346 Rome Ter, Roaming Shores, OH is $446,275 as of Jul 14, 2026. The likely range is $375,901 to $516,649. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 346 Rome Ter, Roaming Shores, OH last sell?

346 Rome Ter, Roaming Shores, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 346 Rome Ter, Roaming Shores, OH?

346 Rome Ter, Roaming Shores, OH has 4 bedrooms, 2.5 bathrooms, 1,745 square feet of living space and a 0.20-acre lot.

When was 346 Rome Ter, Roaming Shores, OH built?

346 Rome Ter, Roaming Shores, OH was built in 1982, making it 44 years old. It is a cape cod home. The building has 1 story.

What schools serve 346 Rome Ter, Roaming Shores, OH?

346 Rome Ter, Roaming Shores, OH is assigned to Rock Creek Elementary School (elementary), rated B-; Jefferson Area Sr High School (high), rated B+; Jefferson Area Junior High School (middle), rated B+. All sit in Jefferson Area Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 346 Rome Ter, Roaming Shores, OH compare to other homes in Rock Creek 44084?

Among the 1,783 homes in Rock Creek 44084, it is worth more than 85% of them ($446,275 against a typical $235,702), its price per square foot is higher than 85% of them ($256 against a typical $153), it is bigger than 65% of them (1,745 ft² against a typical 1,568 ft²), its lot is bigger than almost none of them (0.2 ac against a typical 1 ac) and it is newer than 51% of them (1982 against a typical 1981). Measured against all of Ashtabula County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 346 Rome Ter, Roaming Shores, OH?

The 2025 property tax bill for 346 Rome Ter, Roaming Shores, OH was $9,687. The county assessed it at $112,670.

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