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Single Family ResidenceResidential
$199,549$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Apr 15, 2016

3785 RIVER RANCH RD

RAGLAND, AL 35131
0
Baths
1,450 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$200K
$169K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Apr 15, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,549
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,439
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
MILEND · recorded Apr 15, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$734 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,680 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.54
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ragland High SchoolD
Elementary · Grades PK–12 · 6.0 mi

District: St. Clair County School District

Neighborhood · ZIP 35131These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,328
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3785 River Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in St. Clair County
  • Costs less per square foot than 74% of homes in St. Clair County
  • Smaller than 66% of homes in St. Clair County
  • Has a smaller lot than 82% of homes in Ragland 35131
  • Older than 80% of homes in St. Clair County

What homes are worth in Ragland 35131

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$570K

This home is worth more than 64% of homes in Ragland 35131.

How it measures up in Ragland 35131

The dot is this home. The mark in the middle is the typical home in Ragland 35131.

Estimated value$199,549
CheaperTypical $162,393Pricier

Pricier than 64% of homes nearby

Price per ft²$138
CheaperTypical $113Pricier

Pricier than 64% of homes nearby

Living area1,450 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.54 ac
SmallerTypical 1.5 acBigger

Bigger than 18% of homes nearby

Year built1976
OlderTypical 1984Newer

Newer than 40% of homes nearby

How 3785 River Ranch Rd ranks against every home in each area.
MeasureThis homeRagland 35131St. Clair County
Estimated valuepricier than$199,54964% of homes20% of homes
Price per ft²pricier than$13864% of homes26% of homes
Living areabigger than1,450 ft²53% of homes34% of homes
Lot sizebigger than0.54 ac18% of homes41% of homes
Year builtnewer than197640% of homes20% of homes

About 3785 River Ranch Rd

How much is 3785 River Ranch Rd, Ragland, AL worth?

The TopHap Estimate for 3785 River Ranch Rd, Ragland, AL is $199,549 as of Jul 14, 2026. The likely range is $169,379 to $229,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3785 River Ranch Rd, Ragland, AL last sell?

3785 River Ranch Rd, Ragland, AL last sold on Apr 15, 2016 for $80,000, according to the county's recorded deed.

How big is 3785 River Ranch Rd, Ragland, AL?

3785 River Ranch Rd, Ragland, AL has 1,450 square feet of living space and a 0.54-acre lot.

When was 3785 River Ranch Rd, Ragland, AL built?

3785 River Ranch Rd, Ragland, AL was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 3785 River Ranch Rd, Ragland, AL?

3785 River Ranch Rd, Ragland, AL is assigned to Ragland High School (elementary), rated D. All sit in St. Clair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3785 River Ranch Rd, Ragland, AL compare to other homes in Ragland 35131?

Among the 1,438 homes in Ragland 35131, it is worth more than 64% of them ($199,549 against a typical $162,393), its price per square foot is higher than 64% of them ($138 against a typical $113), it is bigger than 53% of them (1,450 ft² against a typical 1,408 ft²), its lot is bigger than 18% of them (0.54 ac against a typical 1.5 ac) and it is newer than 40% of them (1976 against a typical 1984). Measured against all of St. Clair County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3785 River Ranch Rd, Ragland, AL?

The 2025 property tax bill for 3785 River Ranch Rd, Ragland, AL was $734. The county assessed it at $23,680.

More homes on River Ranch Rd

Closest homes

More homes in Ragland 35131

Assigned schools

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