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Single Family ResidenceResidential
$420,210$389 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38 RIVER ST

RIVERSIDE, RI 02915
2
Beds
2
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$420K
$381K low$460K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$320,210
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$256,168
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
NAVIGANT CREDIT UNION · R · recorded Aug 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,022 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPROVIDENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oldham School
Elementary · Grades KG–5 · 0.2 mi
M
Riverside Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
East Providence High SchoolC
High · Grades 9–12 · 3.8 mi

District: East Providence School District

Neighborhood · ZIP 02915These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.18,028
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,286 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,356
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,419
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Riverside 02915
  • Costs more per square foot than 79% of homes in Providence County
  • Smaller than 83% of homes in Providence County
  • Among the smallest lots in Riverside 02915
  • Older than 81% of homes in Riverside 02915

What homes are worth in Riverside 02915

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$972K

This home is worth more than 26% of homes in Riverside 02915.

How it measures up in Riverside 02915

The dot is this home. The mark in the middle is the typical home in Riverside 02915.

Estimated value$420,210
CheaperTypical $473,980Pricier

Pricier than 26% of homes nearby

Price per ft²$389
CheaperTypical $346Pricier

Pricier than 70% of homes nearby

Living area1,080 ft²
SmallerTypical 1,442 ft²Bigger

Bigger than 23% of homes nearby

Lot size1,999 ft²
SmallerTypical 0.16 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1952Newer

Newer than 19% of homes nearby

How 38 River St ranks against every home in each area.
MeasureThis homeRiverside 02915Providence County
Estimated valuepricier than$420,21026% of homes39% of homes
Price per ft²pricier than$38970% of homes79% of homes
Living areabigger than1,080 ft²23% of homes17% of homes
Lot sizebigger than1,999 ft²almost no homesalmost no homes
Year builtnewer than192019% of homes24% of homes

About 38 River St

How much is 38 River St, Riverside, RI worth?

The TopHap Estimate for 38 River St, Riverside, RI is $420,210 as of Jul 14, 2026. The likely range is $380,822 to $459,598. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 River St, Riverside, RI last sell?

38 River St, Riverside, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 River St, Riverside, RI?

38 River St, Riverside, RI has 2 bedrooms, 2 bathrooms, 1,080 square feet of living space and a 0.05-acre lot.

When was 38 River St, Riverside, RI built?

38 River St, Riverside, RI was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 River St, Riverside, RI?

38 River St, Riverside, RI is assigned to Oldham School (elementary); Riverside Middle School (middle), rated C-; East Providence High School (high), rated C. All sit in East Providence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 River St, Riverside, RI compare to other homes in Riverside 02915?

Among the 5,563 homes in Riverside 02915, it is worth more than 26% of them ($420,210 against a typical $473,980), its price per square foot is higher than 70% of them ($389 against a typical $346), it is bigger than 23% of them (1,080 ft² against a typical 1,442 ft²), its lot is bigger than almost none of them (1,999 ft² against a typical 0.16 ac) and it is newer than 19% of them (1920 against a typical 1952). Measured against all of Providence County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 River St, Riverside, RI?

The 2025 property tax bill for 38 River St, Riverside, RI was $4,022. The county assessed it at $307,700.

More homes on River St

Closest homes

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Assigned schools

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See this home in context

Open 38 River Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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