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CondominiumResidential
$757,330$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Jul 13, 2007

3803 RIDGETOP

ANACORTES, WA 98221
3
Beds
2.5
Baths
2,321 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$757K
$737K low$778K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Jul 13, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,330
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,664
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$352,000
WELLS FARGO BANK NA · P · 7% 1 · recorded Jul 13, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$257,000
LOANDEPOT.COM LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,095 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$572,500 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$840,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySKAGIT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 320 ft²Porch · 99 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Erie Elementary SchoolA-
Elementary · Grades KG–5 · 0.6 mi
M
Anacortes Middle SchoolB-
Middle · Grades 6–8 · 1.0 mi
H
Anacortes High SchoolA
High · Grades 9–12 · 1.1 mi

District: Anacortes School District

Neighborhood · ZIP 98221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,115
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,283
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3803 Ridgetop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Skagit County
  • Costs less per square foot than 84% of homes in Anacortes 98221
  • Bigger than 84% of homes in Skagit County
  • Newer than 66% of homes in Skagit County

What homes are worth in Anacortes 98221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$1.9M

This home is worth more than 60% of homes in Anacortes 98221.

How it measures up in Anacortes 98221

The dot is this home. The mark in the middle is the typical home in Anacortes 98221.

Estimated value$757,330
CheaperTypical $690,248Pricier

Pricier than 60% of homes nearby

Price per ft²$326
CheaperTypical $409Pricier

Pricier than 16% of homes nearby

Living area2,321 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 79% of homes nearby

Year built1996
OlderTypical 1990Newer

Newer than 64% of homes nearby

How 3803 Ridgetop ranks against every home in each area.
MeasureThis homeAnacortes 98221Skagit County
Estimated valuepricier than$757,33060% of homes78% of homes
Price per ft²pricier than$32616% of homes35% of homes
Living areabigger than2,321 ft²79% of homes84% of homes
Year builtnewer than199664% of homes66% of homes

About 3803 Ridgetop

How much is 3803 Ridgetop, Anacortes, WA worth?

The TopHap Estimate for 3803 Ridgetop, Anacortes, WA is $757,330 as of Jul 14, 2026. The likely range is $736,953 to $777,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3803 Ridgetop, Anacortes, WA last sell?

3803 Ridgetop, Anacortes, WA last sold on Jul 13, 2007 for $440,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3803 Ridgetop, Anacortes, WA?

3803 Ridgetop, Anacortes, WA has 3 bedrooms, 2.5 bathrooms and 2,321 square feet of living space.

When was 3803 Ridgetop, Anacortes, WA built?

3803 Ridgetop, Anacortes, WA was built in 1996, making it 30 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 3803 Ridgetop, Anacortes, WA?

3803 Ridgetop, Anacortes, WA is assigned to Mount Erie Elementary School (elementary), rated A-; Anacortes Middle School (middle), rated B-; Anacortes High School (high), rated A. All sit in Anacortes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3803 Ridgetop, Anacortes, WA compare to other homes in Anacortes 98221?

Among the 10,849 homes in Anacortes 98221, it is worth more than 60% of them ($757,330 against a typical $690,248), its price per square foot is higher than 16% of them ($326 against a typical $409), it is bigger than 79% of them (2,321 ft² against a typical 1,662 ft²) and it is newer than 64% of them (1996 against a typical 1990). Measured against all of Skagit County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3803 Ridgetop, Anacortes, WA?

The 2025 property tax bill for 3803 Ridgetop, Anacortes, WA was $1,095. The county assessed it at $572,500.

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Assigned schools

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