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CondominiumResidential
$744,555$519 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $277,500 on Jul 23, 1996

3909 RIDGETOP

ANACORTES, WA 98221
3
Beds
3 / 1
Baths
1,435 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$745K
$711K low$778K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$277,500 · Jul 23, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$744,555
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$595,644

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,618 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$845,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$388,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$456,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$796,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$845,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySkagit
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 320 ft²Porch · 99 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Erie Elementary SchoolA-
Elementary · Grades KG–5 · 0.6 mi
M
Anacortes Middle SchoolB-
Middle · Grades 6–8 · 1.1 mi
H
Anacortes High SchoolA
High · Grades 9–12 · 1.2 mi

District: Anacortes School District

Neighborhood · ZIP 98221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.233

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,115
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,283
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3909 Ridgetop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Skagit County
  • Costs more per square foot than 90% of homes in Skagit County
  • Newer than 67% of homes in Skagit County

What homes are worth in Anacortes 98221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$1.8M

This home is worth more than 59% of homes in Anacortes 98221.

How it measures up in Anacortes 98221

The dot is this home. The mark in the middle is the typical home in Anacortes 98221.

Estimated value$744,555
CheaperTypical $688,879Pricier

Pricier than 59% of homes nearby

Price per ft²$519
CheaperTypical $409Pricier

Pricier than 79% of homes nearby

Living area1,435 ft²
SmallerTypical 1,665 ft²Bigger

Bigger than 36% of homes nearby

Year built1996
OlderTypical 1990Newer

Newer than 64% of homes nearby

How 3909 Ridgetop ranks against every home in each area.
MeasureThis homeAnacortes 98221Skagit County
Estimated valuepricier than$744,55559% of homes77% of homes
Price per ft²pricier than$51979% of homes90% of homes
Living areabigger than1,435 ft²36% of homes42% of homes
Year builtnewer than199664% of homes67% of homes

About 3909 Ridgetop

How much is 3909 Ridgetop, Anacortes, WA worth?

The TopHap Estimate for 3909 Ridgetop, Anacortes, WA is $744,555 as of Jul 14, 2026. The likely range is $710,759 to $778,351. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3909 Ridgetop, Anacortes, WA last sell?

3909 Ridgetop, Anacortes, WA last sold on Jul 23, 1996 for $277,500, according to the county's recorded deed.

How big is 3909 Ridgetop, Anacortes, WA?

3909 Ridgetop, Anacortes, WA has 3 bedrooms, 3 bathrooms and 1,435 square feet of living space.

When was 3909 Ridgetop, Anacortes, WA built?

3909 Ridgetop, Anacortes, WA was built in 1996, making it 30 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 3909 Ridgetop, Anacortes, WA?

3909 Ridgetop, Anacortes, WA is assigned to Mount Erie Elementary School (elementary), rated A-; Anacortes Middle School (middle), rated B-; Anacortes High School (high), rated A. All sit in Anacortes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3909 Ridgetop, Anacortes, WA compare to other homes in Anacortes 98221?

Among the 10,849 homes in Anacortes 98221, it is worth more than 59% of them ($744,555 against a typical $688,879), its price per square foot is higher than 79% of them ($519 against a typical $409), it is bigger than 36% of them (1,435 ft² against a typical 1,665 ft²) and it is newer than 64% of them (1996 against a typical 1990). Measured against all of Skagit County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3909 Ridgetop, Anacortes, WA?

The 2026 property tax bill for 3909 Ridgetop, Anacortes, WA was $6,618. The county assessed it at $845,100.

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