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Single Family ResidenceResidential
$824,285$388 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,000 on Aug 20, 2018

3820 RANCH CREST DR

RENO, NV 89509
3
Beds
2
Baths
2,127 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$824K
$780K low$869K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,000 · Aug 20, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$261,992
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$562,293
AMERISAVE MORTGAGE CORP · recorded Feb 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,845 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,677 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,369
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,308
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,038
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$413,363

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 551 ft²Patio · 551 ft²Porch · 231 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caughlin Ranch Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 1.6 mi
H
Reno High SchoolA-
High · Grades 9–12 · 2.6 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3820 Ranch Crest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Washoe County
  • Costs more per square foot than 71% of homes in Washoe County
  • Bigger than 69% of homes in Washoe County
  • Has a bigger lot than 80% of homes in Caughlin Ranch
  • Newer than 88% of homes in Reno 89509

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.7M

This home is worth more than 68% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$824,285
CheaperTypical $700,000Pricier

Pricier than 68% of homes nearby

Price per ft²$388
CheaperTypical $384Pricier

Pricier than 52% of homes nearby

Living area2,127 ft²
SmallerTypical 1,774 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.25 ac
SmallerTypical 0.19 acBigger

Bigger than 66% of homes nearby

Year built1998
OlderTypical 1975Newer

Newer than 88% of homes nearby

How 3820 Ranch Crest Dr ranks against every home in each area.
MeasureThis homeCaughlin RanchReno 89509Washoe County
Estimated valuepricier than$824,28546% of homes68% of homes78% of homes
Price per ft²pricier than$38841% of homes52% of homes71% of homes
Living areabigger than2,127 ft²49% of homes67% of homes69% of homes
Lot sizebigger than0.25 ac80% of homes66% of homes68% of homes
Year builtnewer than199877% of homes88% of homes58% of homes

About 3820 Ranch Crest Dr

How much is 3820 Ranch Crest Dr, Reno, NV worth?

The TopHap Estimate for 3820 Ranch Crest Dr, Reno, NV is $824,285 as of Jul 14, 2026. The likely range is $779,742 to $868,828. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3820 Ranch Crest Dr, Reno, NV last sell?

3820 Ranch Crest Dr, Reno, NV last sold on Aug 20, 2018 for $490,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3820 Ranch Crest Dr, Reno, NV?

3820 Ranch Crest Dr, Reno, NV has 3 bedrooms, 2 bathrooms, 2,127 square feet of living space and a 0.25-acre lot.

When was 3820 Ranch Crest Dr, Reno, NV built?

3820 Ranch Crest Dr, Reno, NV was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 3820 Ranch Crest Dr, Reno, NV?

3820 Ranch Crest Dr, Reno, NV is assigned to Caughlin Ranch Elementary School (elementary), rated A; Darrell C. Swope Middle School (middle), rated B; Reno High School (high), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3820 Ranch Crest Dr, Reno, NV compare to other homes in Reno 89509?

Among the 12,353 homes in Reno 89509, it is worth more than 68% of them ($824,285 against a typical $700,000), its price per square foot is higher than 52% of them ($388 against a typical $384), it is bigger than 67% of them (2,127 ft² against a typical 1,774 ft²), its lot is bigger than 66% of them (0.25 ac against a typical 0.19 ac) and it is newer than 88% of them (1998 against a typical 1975). Measured against all of Washoe County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3820 Ranch Crest Dr, Reno, NV?

The 2025 property tax bill for 3820 Ranch Crest Dr, Reno, NV was $6,845. The county assessed it at $144,677.

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Assigned schools

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