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Single Family ResidenceResidential
$635,000$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $625,000 on Jul 20, 2026

640 ROSEWOOD DR

RENO, NV 89509
4
Beds
2
Baths
2,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$635K
$557K low$713K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$625,000 · Jul 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$595,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$476,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
FIRST INTERSTATE BANK NEVADA · E · recorded Feb 28, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$939 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,381 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,131
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$78,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,666

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHOE
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 940 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jessie Beck Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
H
Reno High SchoolA-
High · Grades 9–12 · 1.1 mi
M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 1.6 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Rosewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 96% of homes in Reno 89509
  • Bigger than 80% of homes in Washoe County
  • Older than 91% of homes in Washoe County

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.6M

This home is worth more than 40% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$635,000
CheaperTypical $699,118Pricier

Pricier than 40% of homes nearby

Price per ft²$257
CheaperTypical $382Pricier

Pricier than 4% of homes nearby

Living area2,470 ft²
SmallerTypical 1,774 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.21 ac
SmallerTypical 0.19 acBigger

Bigger than 57% of homes nearby

Year built1960
OlderTypical 1975Newer

Newer than 30% of homes nearby

How 640 Rosewood Dr ranks against every home in each area.
MeasureThis homeReno 89509Washoe County
Estimated valuepricier than$635,00040% of homes58% of homes
Price per ft²pricier than$2574% of homes11% of homes
Living areabigger than2,470 ft²79% of homes80% of homes
Lot sizebigger than0.21 ac57% of homes61% of homes
Year builtnewer than196030% of homes9% of homes

About 640 Rosewood Dr

How much is 640 Rosewood Dr, Reno, NV worth?

The TopHap Estimate for 640 Rosewood Dr, Reno, NV is $635,000 as of Jul 14, 2026. The likely range is $557,267 to $712,733. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Rosewood Dr, Reno, NV last sell?

640 Rosewood Dr, Reno, NV last sold on Jul 20, 2026 for $625,000, according to the county's recorded deed.

How big is 640 Rosewood Dr, Reno, NV?

640 Rosewood Dr, Reno, NV has 4 bedrooms, 2 bathrooms, 2,470 square feet of living space and a 0.21-acre lot.

When was 640 Rosewood Dr, Reno, NV built?

640 Rosewood Dr, Reno, NV was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 640 Rosewood Dr, Reno, NV?

640 Rosewood Dr, Reno, NV is assigned to Jessie Beck Elementary School (elementary), rated A; Reno High School (high), rated A-; Darrell C. Swope Middle School (middle), rated B. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Rosewood Dr, Reno, NV compare to other homes in Reno 89509?

Among the 12,353 homes in Reno 89509, it is worth more than 40% of them ($635,000 against a typical $699,118), its price per square foot is higher than 4% of them ($257 against a typical $382), it is bigger than 79% of them (2,470 ft² against a typical 1,774 ft²), its lot is bigger than 57% of them (0.21 ac against a typical 0.19 ac) and it is newer than 30% of them (1960 against a typical 1975). Measured against all of Washoe County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Rosewood Dr, Reno, NV?

The 2025 property tax bill for 640 Rosewood Dr, Reno, NV was $939. The county assessed it at $79,381.

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Closest homes

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Assigned schools

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See this home in context

Open 640 Rosewood Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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