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Single Family ResidenceResidential
$205,228$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3822 KY ROUTE 3224

RIVER, KY 41254
3
Beds
1
Baths
2,124 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$205K
$175K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$26,528
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,700
REPUBLIC STATE MORTGAGE CO · recorded Mar 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,029 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.188 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W R Castle Memorial Elementary SchoolA-
Elementary · Grades PK–6 · 3.2 mi
M
Johnson County Middle SchoolB-
Middle · Grades 7–8 · 5.6 mi
H
Johnson Central High SchoolA-
High · Grades 9–12 · 5.6 mi

District: Johnson County School District

Neighborhood · ZIP 41254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.146
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,366
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3822 Ky Route 3224 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Johnson County
  • Costs more per square foot than 74% of homes in Johnson County
  • Bigger than 91% of homes in River 41254
  • Newer than 71% of homes in Johnson County

What homes are worth in River 41254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$306K

This home is worth more than 82% of homes in River 41254.

How it measures up in River 41254

The dot is this home. The mark in the middle is the typical home in River 41254.

Estimated value$205,228
CheaperTypical $136,765Pricier

Pricier than 82% of homes nearby

Price per ft²$97
CheaperTypical $93Pricier

Pricier than 54% of homes nearby

Living area2,124 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 91% of homes nearby

Lot size2 ac
SmallerTypical 3 acBigger

Bigger than 47% of homes nearby

Year built1995
OlderTypical 1994Newer

Newer than 57% of homes nearby

How 3822 Ky Route 3224 ranks against every home in each area.
MeasureThis homeRiver 41254Johnson County
Estimated valuepricier than$205,22882% of homes86% of homes
Price per ft²pricier than$9754% of homes74% of homes
Living areabigger than2,124 ft²91% of homes86% of homes
Lot sizebigger than2 ac47% of homes64% of homes
Year builtnewer than199557% of homes71% of homes

About 3822 Ky Route 3224

How much is 3822 Ky Route 3224, River, KY worth?

The TopHap Estimate for 3822 Ky Route 3224, River, KY is $205,228 as of Jul 14, 2026. The likely range is $175,149 to $235,307. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3822 Ky Route 3224, River, KY last sell?

3822 Ky Route 3224, River, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3822 Ky Route 3224, River, KY?

3822 Ky Route 3224, River, KY has 3 bedrooms, 1 bathrooms, 2,124 square feet of living space and a 2.00-acre lot.

When was 3822 Ky Route 3224, River, KY built?

3822 Ky Route 3224, River, KY was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 3822 Ky Route 3224, River, KY?

3822 Ky Route 3224, River, KY is assigned to W R Castle Memorial Elementary School (elementary), rated A-; Johnson County Middle School (middle), rated B-; Johnson Central High School (high), rated A-. All sit in Johnson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3822 Ky Route 3224, River, KY compare to other homes in River 41254?

Among the 256 homes in River 41254, it is worth more than 82% of them ($205,228 against a typical $136,765), its price per square foot is higher than 54% of them ($97 against a typical $93), it is bigger than 91% of them (2,124 ft² against a typical 1,312 ft²), its lot is bigger than 47% of them (2 ac against a typical 3 ac) and it is newer than 57% of them (1995 against a typical 1994). Measured against all of Johnson County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3822 Ky Route 3224, River, KY?

The 2025 property tax bill for 3822 Ky Route 3224, River, KY was $2,029. The county assessed it at $194,000.

More homes on Ky Route 3224

Closest homes

More homes in River 41254

Assigned schools

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